\u00centreb\u0103ri frecvente \u2014 infoasig.ro<\/title>\r\n<style>\r\n*{margin:0;padding:0;box-sizing:border-box;}\r\nbody{font-family:Arial,sans-serif;color:#111;background:#fff;line-height:1.6;}\r\na{text-decoration:none;}\r\n.faq-cta h2{color:#fff;}\r\n\/* HERO *\/\r\n.hero{padding:64px 20px 56px;background:#fff;border-bottom:1px solid #edf2fb;text-align:center;}\r\n.hero-badge{display:inline-block;background:#e8f0fb;color:#003478;font-size:13px;font-weight:700;padding:6px 14px;border-radius:20px;margin-bottom:16px;}\r\n.hero h1{font-size:clamp(28px,4vw,44px);font-weight:800;color:#003478;margin-bottom:14px;}\r\n.hero p{font-size:16px;color:#666;max-width:560px;margin:0 auto;}\r\n\r\n\/* LAYOUT *\/\r\n.faq-page{max-width:1000px;margin:0 auto;padding:60px 20px;}\r\n\r\n\/* CATEGORY TABS *\/\r\n.faq-cats{display:flex;flex-wrap:wrap;gap:10px;margin-bottom:48px;justify-content:center;}\r\n.faq-cat{padding:9px 20px;border-radius:24px;border:2px solid #e0eaf8;background:#fff;font-size:14px;font-weight:600;color:#666;cursor:pointer;transition:all .2s;display:flex;align-items:center;gap:7px;}\r\n.faq-cat.active,.faq-cat:hover{background:#003478;color:#fff;border-color:#003478;}\r\n\r\n\/* FAQ SECTIONS *\/\r\n.faq-section{margin-bottom:48px;}\r\n.faq-section-title{display:flex;align-items:center;gap:12px;margin-bottom:20px;padding-bottom:14px;border-bottom:2px solid #edf2fb;}\r\n.faq-section-icon{width:40px;height:40px;border-radius:10px;display:flex;align-items:center;justify-content:center;font-size:20px;flex-shrink:0;}\r\n.faq-section-icon.rca{background:#e8f0fb;}\r\n.faq-section-icon.cal{background:#fff4e0;}\r\n.faq-section-icon.loc{background:#e6f4ea;}\r\n.faq-section-title h2{font-size:18px;font-weight:800;color:#003478;}\r\n\r\n\/* ACCORDION *\/\r\n.faq-item{border:1.5px solid #e8f0fb;border-radius:14px;margin-bottom:10px;overflow:hidden;transition:border-color .2s;}\r\n.faq-item.open{border-color:#003478;}\r\n.faq-q{padding:18px 22px;font-weight:700;font-size:15px;color:#003478;cursor:pointer;display:flex;justify-content:space-between;align-items:center;gap:16px;user-select:none;background:#fff;transition:background .2s;}\r\n.faq-item.open .faq-q{background:#f5f9ff;}\r\n.faq-q-text{flex:1;line-height:1.4;}\r\n.faq-icon{width:28px;height:28px;border-radius:50%;background:#e8f0fb;display:flex;align-items:center;justify-content:center;font-size:16px;flex-shrink:0;transition:all .3s;color:#003478;font-weight:400;}\r\n.faq-item.open .faq-icon{background:#003478;color:#fff;transform:rotate(45deg);}\r\n.faq-a{max-height:0;overflow:hidden;transition:max-height .35s ease,padding .3s;}\r\n.faq-a.open{max-height:400px;}\r\n.faq-a-inner{padding:0 22px 20px;font-size:14px;color:#555;line-height:1.8;}\r\n.faq-a-inner ul{padding-left:20px;margin-top:8px;}\r\n.faq-a-inner ul li{margin-bottom:4px;}\r\n\r\n\/* CTA BOTTOM *\/\r\n.faq-cta{background:linear-gradient(135deg,#003478 0%,#1a5fa8 100%);border-radius:20px;padding:48px 40px;color:#fff;text-align:center;margin-top:20px;}\r\n@media(max-width:560px){.faq-cta{padding:36px 24px;}}\r\n.faq-cta h2{font-size:clamp(22px,3vw,28px);font-weight:800;margin-bottom:12px;}\r\n.faq-cta p{font-size:15px;opacity:.9;margin-bottom:28px;max-width:500px;margin-left:auto;margin-right:auto;}\r\n.faq-cta-btns{display:flex;flex-wrap:wrap;gap:12px;justify-content:center;}\r\n.cta-btn-w{background:#fff;color:#003478;font-weight:700;padding:13px 28px;border-radius:10px;font-size:15px;transition:opacity .2s;}\r\n.cta-btn-w:hover{opacity:.9;}\r\n.cta-btn-o{background:transparent;color:#fff;font-weight:600;padding:13px 28px;border-radius:10px;font-size:15px;border:2px solid rgba(255,255,255,.5);transition:background .2s;}\r\n.cta-btn-o:hover{background:rgba(255,255,255,.1);}\r\n<\/style>\r\n<\/head>\r\n<body>\r\n\r\n\r\n<section class=\"hero\">\r\n <span class=\"hero-badge\">\u2753 \u00centreb\u0103ri frecvente<\/span>\r\n <h1>Cum te putem ajuta?<\/h1>\r\n <p>G\u0103se\u0219ti mai jos r\u0103spunsuri la cele mai comune \u00eentreb\u0103ri despre asigur\u0103rile RCA, de c\u0103l\u0103torie \u0219i de locuin\u021b\u0103.<\/p>\r\n<\/section>\r\n\r\n<div class=\"faq-page\">\r\n\r\n \r\n <div class=\"faq-cats\">\r\n <button class=\"faq-cat active\" onclick=\"filterFaq('all',this)\">\ud83d\uddc2\ufe0f Toate<\/button>\r\n <button class=\"faq-cat\" onclick=\"filterFaq('rca',this)\">\ud83d\ude97 RCA<\/button>\r\n <button class=\"faq-cat\" onclick=\"filterFaq('calatorie',this)\">\u2708\ufe0f C\u0103l\u0103torie<\/button>\r\n <button class=\"faq-cat\" onclick=\"filterFaq('locuinta',this)\">\ud83c\udfe0 Locuin\u021b\u0103<\/button>\r\n <\/div>\r\n\r\n \r\n <div class=\"faq-section\" data-cat=\"rca\">\r\n <div class=\"faq-section-title\">\r\n <div class=\"faq-section-icon rca\">\ud83d\ude97<\/div>\r\n <h2>Asigurare RCA<\/h2>\r\n <\/div>\r\n\r\n <div class=\"faq-item\">\r\n <div class=\"faq-q\" onclick=\"toggleFaq(this)\">\r\n <span class=\"faq-q-text\">Ce acoper\u0103 asigurarea RCA?<\/span>\r\n <span class=\"faq-icon\">+<\/span>\r\n <\/div>\r\n <div class=\"faq-a\">\r\n <div class=\"faq-a-inner\">Asigurarea RCA acoper\u0103 daunele materiale \u0219i v\u0103t\u0103m\u0103rile provocate altor persoane \u00een urma unui accident \u00een care sunte\u021bi responsabil.<\/div>\r\n <\/div>\r\n <\/div>\r\n\r\n <div class=\"faq-item\">\r\n <div class=\"faq-q\" onclick=\"toggleFaq(this)\">\r\n <span class=\"faq-q-text\">Este obligatorie asigurarea RCA?<\/span>\r\n <span class=\"faq-icon\">+<\/span>\r\n <\/div>\r\n <div class=\"faq-a\">\r\n <div class=\"faq-a-inner\">Da. RCA este obligatorie pentru toate vehiculele care circul\u0103 sau sta\u021bioneaz\u0103 pe drumurile publice din Rom\u00e2nia.<\/div>\r\n <\/div>\r\n <\/div>\r\n\r\n <div class=\"faq-item\">\r\n <div class=\"faq-q\" onclick=\"toggleFaq(this)\">\r\n <span class=\"faq-q-text\">Cum se calculeaz\u0103 pre\u021bul unei poli\u021be RCA?<\/span>\r\n <span class=\"faq-icon\">+<\/span>\r\n <\/div>\r\n <div class=\"faq-a\">\r\n <div class=\"faq-a-inner\">\r\n Pre\u021bul este influen\u021bat de mai mul\u021bi factori, precum:\r\n <ul>\r\n <li>v\u00e2rsta \u0219i experien\u021ba \u0219oferului;<\/li>\r\n <li>istoricul de daune (Bonus-Malus);<\/li>\r\n <li>tipul \u0219i capacitatea cilindric\u0103 a vehiculului;<\/li>\r\n <li>localitatea de domiciliu.<\/li>\r\n <\/ul>\r\n <\/div>\r\n <\/div>\r\n <\/div>\r\n\r\n <div class=\"faq-item\">\r\n <div class=\"faq-q\" onclick=\"toggleFaq(this)\">\r\n <span class=\"faq-q-text\">Pot \u00eencheia RCA f\u0103r\u0103 ITP valabil?<\/span>\r\n <span class=\"faq-icon\">+<\/span>\r\n <\/div>\r\n <div class=\"faq-a\">\r\n <div class=\"faq-a-inner\">Da, poli\u021ba RCA poate fi emis\u0103 \u0219i f\u0103r\u0103 ITP valabil, \u00eens\u0103 vehiculul nu poate circula legal pe drumurile publice f\u0103r\u0103 o inspec\u021bie tehnic\u0103 valabil\u0103.<\/div>\r\n <\/div>\r\n <\/div>\r\n\r\n <div class=\"faq-item\">\r\n <div class=\"faq-q\" onclick=\"toggleFaq(this)\">\r\n <span class=\"faq-q-text\">Pot recupera banii r\u0103ma\u0219i pe RCA dac\u0103 v\u00e2nd ma\u0219ina?<\/span>\r\n <span class=\"faq-icon\">+<\/span>\r\n <\/div>\r\n <div class=\"faq-a\">\r\n <div class=\"faq-a-inner\">Da, \u00een anumite situa\u021bii pute\u021bi solicita restituirea primei pentru perioada r\u0103mas\u0103 neutilizat\u0103, dac\u0103 vehiculul a fost v\u00e2ndut sau radiat \u0219i nu au existat daune \u00een perioada asigurat\u0103.<\/div>\r\n <\/div>\r\n <\/div>\r\n\r\n <div class=\"faq-item\">\r\n <div class=\"faq-q\" onclick=\"toggleFaq(this)\">\r\n <span class=\"faq-q-text\">\u00cen c\u00e2t timp apare poli\u021ba RCA \u00een baza AIDA?<\/span>\r\n <span class=\"faq-icon\">+<\/span>\r\n <\/div>\r\n <div class=\"faq-a\">\r\n <div class=\"faq-a-inner\">Actualizarea \u00een baza na\u021bional\u0103 AIDA poate dura c\u00e2teva zile. Dac\u0103 poli\u021ba nu apare dup\u0103 aceast\u0103 perioad\u0103, v\u0103 rug\u0103m s\u0103 ne contacta\u021bi.<\/div>\r\n <\/div>\r\n <\/div>\r\n\r\n <div class=\"faq-item\">\r\n <div class=\"faq-q\" onclick=\"toggleFaq(this)\">\r\n <span class=\"faq-q-text\">Se poate modifica num\u0103rul auto pe poli\u021b\u0103 dup\u0103 \u00eenmatriculare?<\/span>\r\n <span class=\"faq-icon\">+<\/span>\r\n <\/div>\r\n <div class=\"faq-a\">\r\n <div class=\"faq-a-inner\">Da. Dac\u0103 poli\u021ba a fost emis\u0103 pe seria de \u0219asiu, num\u0103rul de \u00eenmatriculare poate fi ad\u0103ugat ulterior dup\u0103 transmiterea documentelor necesare.<\/div>\r\n <\/div>\r\n <\/div>\r\n\r\n <div class=\"faq-item\">\r\n <div class=\"faq-q\" onclick=\"toggleFaq(this)\">\r\n <span class=\"faq-q-text\">Pot circula cu poli\u021ba RCA \u00een format digital?<\/span>\r\n <span class=\"faq-icon\">+<\/span>\r\n <\/div>\r\n <div class=\"faq-a\">\r\n <div class=\"faq-a-inner\">Da. Poli\u021ba RCA este valabil\u0103 \u0219i \u00een format electronic \u00een Rom\u00e2nia \u0219i \u00een statele Uniunii Europene.<\/div>\r\n <\/div>\r\n <\/div>\r\n\r\n <div class=\"faq-item\">\r\n <div class=\"faq-q\" onclick=\"toggleFaq(this)\">\r\n <span class=\"faq-q-text\">Ce documente sunt necesare pentru emiterea poli\u021bei?<\/span>\r\n <span class=\"faq-icon\">+<\/span>\r\n <\/div>\r\n <div class=\"faq-a\">\r\n <div class=\"faq-a-inner\">\r\n \u00cen func\u021bie de tipul asigur\u0103rii, pot fi solicitate documente precum:\r\n <ul>\r\n <li>cartea de identitate;<\/li>\r\n <li>talonul vehiculului;<\/li>\r\n <li>cartea de identitate a vehiculului;<\/li>\r\n <li>alte documente necesare verific\u0103rii datelor.<\/li>\r\n <\/ul>\r\n <\/div>\r\n <\/div>\r\n <\/div>\r\n\r\n <div class=\"faq-item\">\r\n <div class=\"faq-q\" onclick=\"toggleFaq(this)\">\r\n <span class=\"faq-q-text\">Pot modifica sau anula o poli\u021b\u0103 RCA?<\/span>\r\n <span class=\"faq-icon\">+<\/span>\r\n <\/div>\r\n <div class=\"faq-a\">\r\n <div class=\"faq-a-inner\">\u00cen anumite situa\u021bii, modific\u0103rile sau anularea poli\u021bei pot fi realizate conform condi\u021biilor asiguratorului \u0219i legisla\u021biei aplicabile.<\/div>\r\n <\/div>\r\n <\/div>\r\n <\/div>\r\n\r\n \r\n <div class=\"faq-section\" data-cat=\"calatorie\">\r\n <div class=\"faq-section-title\">\r\n <div class=\"faq-section-icon cal\">\u2708\ufe0f<\/div>\r\n <h2>Asigurare de C\u0103l\u0103torie<\/h2>\r\n <\/div>\r\n\r\n <div class=\"faq-item\">\r\n <div class=\"faq-q\" onclick=\"toggleFaq(this)\">\r\n <span class=\"faq-q-text\">Ce acoper\u0103 asigurarea de c\u0103l\u0103torie?<\/span>\r\n <span class=\"faq-icon\">+<\/span>\r\n <\/div>\r\n <div class=\"faq-a\">\r\n <div class=\"faq-a-inner\">Asigurarea de c\u0103l\u0103torie poate acoperi cheltuieli medicale de urgen\u021b\u0103, asisten\u021b\u0103 \u00een str\u0103in\u0103tate, anularea c\u0103l\u0103toriei sau pierderea bagajelor, \u00een func\u021bie de tipul poli\u021bei alese.<\/div>\r\n <\/div>\r\n <\/div>\r\n\r\n <div class=\"faq-item\">\r\n <div class=\"faq-q\" onclick=\"toggleFaq(this)\">\r\n <span class=\"faq-q-text\">Am nevoie de asigurare de c\u0103l\u0103torie pentru Europa?<\/span>\r\n <span class=\"faq-icon\">+<\/span>\r\n <\/div>\r\n <div class=\"faq-a\">\r\n <div class=\"faq-a-inner\">Da, este recomandat s\u0103 ai o asigurare de c\u0103l\u0103torie chiar \u0219i \u00een Europa. De\u0219i cardul CNAS ofer\u0103 unele beneficii, acoperirea este limitat\u0103 \u0219i nu include toate tipurile de cheltuieli medicale sau alte riscuri precum anularea zborului sau pierderea bagajelor.<\/div>\r\n <\/div>\r\n <\/div>\r\n\r\n <div class=\"faq-item\">\r\n <div class=\"faq-q\" onclick=\"toggleFaq(this)\">\r\n <span class=\"faq-q-text\">Poli\u021ba de c\u0103l\u0103torie acoper\u0103 \u0219i sporturile de aventur\u0103?<\/span>\r\n <span class=\"faq-icon\">+<\/span>\r\n <\/div>\r\n <div class=\"faq-a\">\r\n <div class=\"faq-a-inner\">Depinde de pachetul ales. Unele poli\u021be includ op\u021biuni pentru sporturi de aventur\u0103 (schi, alpinism, scufund\u0103ri etc.), altele le exclud \u00een mod explicit. Verifica\u021bi condi\u021biile poli\u021bei \u00eenainte de achizi\u021bie sau contacta\u021bi-ne pentru a alege varianta potrivit\u0103.<\/div>\r\n <\/div>\r\n <\/div>\r\n\r\n <div class=\"faq-item\">\r\n <div class=\"faq-q\" onclick=\"toggleFaq(this)\">\r\n <span class=\"faq-q-text\">Pot cump\u0103ra asigurarea de c\u0103l\u0103torie dup\u0103 ce am plecat din \u021bar\u0103?<\/span>\r\n <span class=\"faq-icon\">+<\/span>\r\n <\/div>\r\n <div class=\"faq-a\">\r\n <div class=\"faq-a-inner\">\u00cen general, poli\u021ba de c\u0103l\u0103torie trebuie achizi\u021bionat\u0103 \u00eenainte de a pleca din Rom\u00e2nia. Exist\u0103 excep\u021bii la unii asigur\u0103tori, dar acoperirea poate fi limitat\u0103. Recomand\u0103m achizi\u021bionarea poli\u021bei cu cel pu\u021bin 24 de ore \u00eenainte de plecare.<\/div>\r\n <\/div>\r\n <\/div>\r\n\r\n <div class=\"faq-item\">\r\n <div class=\"faq-q\" onclick=\"toggleFaq(this)\">\r\n <span class=\"faq-q-text\">Ce fac dac\u0103 am o urgen\u021b\u0103 medical\u0103 \u00een str\u0103in\u0103tate?<\/span>\r\n <span class=\"faq-icon\">+<\/span>\r\n <\/div>\r\n <div class=\"faq-a\">\r\n <div class=\"faq-a-inner\">Suna\u021bi imediat la num\u0103rul de asisten\u021b\u0103 de pe poli\u021ba dumneavoastr\u0103. Centrul de asisten\u021b\u0103 v\u0103 va ghida, va coordona asisten\u021ba medical\u0103 \u0219i va gestiona plata direct cu unitatea medical\u0103, f\u0103r\u0103 ca dumneavoastr\u0103 s\u0103 avansa\u021bi bani \u00een multe situa\u021bii.<\/div>\r\n <\/div>\r\n <\/div>\r\n <\/div>\r\n\r\n \r\n <div class=\"faq-section\" data-cat=\"locuinta\">\r\n <div class=\"faq-section-title\">\r\n <div class=\"faq-section-icon loc\">\ud83c\udfe0<\/div>\r\n <h2>Asigurare de Locuin\u021b\u0103<\/h2>\r\n <\/div>\r\n\r\n <div class=\"faq-item\">\r\n <div class=\"faq-q\" onclick=\"toggleFaq(this)\">\r\n <span class=\"faq-q-text\">Ce acoper\u0103 asigurarea de locuin\u021b\u0103?<\/span>\r\n <span class=\"faq-icon\">+<\/span>\r\n <\/div>\r\n <div class=\"faq-a\">\r\n <div class=\"faq-a-inner\">Asigurarea locuin\u021bei poate acoperi daune provocate de incendii, inunda\u021bii, fenomene naturale, avarii accidentale sau alte riscuri prev\u0103zute \u00een poli\u021b\u0103.<\/div>\r\n <\/div>\r\n <\/div>\r\n\r\n <div class=\"faq-item\">\r\n <div class=\"faq-q\" onclick=\"toggleFaq(this)\">\r\n <span class=\"faq-q-text\">Care este diferen\u021ba dintre PAD \u0219i asigurarea facultativ\u0103?<\/span>\r\n <span class=\"faq-icon\">+<\/span>\r\n <\/div>\r\n <div class=\"faq-a\">\r\n <div class=\"faq-a-inner\">PAD (Poli\u021ba de Asigurare \u00eempotriva Dezastrelor) este obligatorie prin lege \u0219i acoper\u0103 riscuri precum cutremur, inunda\u021bii \u0219i alunec\u0103ri de teren, cu o sum\u0103 asigurat\u0103 limitat\u0103. Asigurarea facultativ\u0103 completeaz\u0103 protec\u021bia PAD, acoperind o gam\u0103 mai larg\u0103 de riscuri \u0219i cu sume asigurate mai mari.<\/div>\r\n <\/div>\r\n <\/div>\r\n\r\n <div class=\"faq-item\">\r\n <div class=\"faq-q\" onclick=\"toggleFaq(this)\">\r\n <span class=\"faq-q-text\">Locuin\u021ba \u00een chirie poate fi asigurat\u0103?<\/span>\r\n <span class=\"faq-icon\">+<\/span>\r\n <\/div>\r\n <div class=\"faq-a\">\r\n <div class=\"faq-a-inner\">Da. Chiria\u0219ii pot \u00eencheia o asigurare pentru bunurile personale din locuin\u021b\u0103. Proprietarul este responsabil pentru asigurarea structurii cl\u0103dirii, dar chiria\u0219ul poate asigura mobilierul, electronicele \u0219i alte bunuri proprii.<\/div>\r\n <\/div>\r\n <\/div>\r\n\r\n <div class=\"faq-item\">\r\n <div class=\"faq-q\" onclick=\"toggleFaq(this)\">\r\n <span class=\"faq-q-text\">Asigurarea de locuin\u021b\u0103 acoper\u0103 \u0219i daunele produse vecinilor?<\/span>\r\n <span class=\"faq-icon\">+<\/span>\r\n <\/div>\r\n <div class=\"faq-a\">\r\n <div class=\"faq-a-inner\">Da, multe poli\u021be de locuin\u021b\u0103 includ o component\u0103 de responsabilitate civil\u0103 fa\u021b\u0103 de ter\u021bi, care acoper\u0103 daunele produse vecinilor \u2014 de exemplu, o inunda\u021bie cauzat\u0103 de o avarie la instala\u021bia proprie.<\/div>\r\n <\/div>\r\n <\/div>\r\n\r\n <div class=\"faq-item\">\r\n <div class=\"faq-q\" onclick=\"toggleFaq(this)\">\r\n <span class=\"faq-q-text\">Ce documente sunt necesare pentru a depune o daun\u0103 la locuin\u021b\u0103?<\/span>\r\n <span class=\"faq-icon\">+<\/span>\r\n <\/div>\r\n <div class=\"faq-a\">\r\n <div class=\"faq-a-inner\">De obicei sunt necesare: poli\u021ba de asigurare, fotografii ale daunei, procesul verbal de constatare (dac\u0103 este cazul), documente de proprietate \u0219i orice alte documente solicitate de asigur\u0103tor. Echipa noastr\u0103 v\u0103 poate ghida prin to\u021bi pa\u0219ii procesului de daun\u0103.<\/div>\r\n <\/div>\r\n <\/div>\r\n <\/div>\r\n\r\n \r\n <div class=\"faq-cta\">\r\n <h2>Nu ai g\u0103sit r\u0103spunsul c\u0103utat?<\/h2>\r\n <p>Echipa noastr\u0103 de speciali\u0219ti este disponibil\u0103 s\u0103 r\u0103spund\u0103 la orice \u00eentrebare, indiferent dac\u0103 e\u0219ti clientul nostru sau nu.<\/p>\r\n <div class=\"faq-cta-btns\">\r\n <a href=\"\/contact\/\" class=\"cta-btn-w\">\ud83d\udcde Contacteaz\u0103-ne<\/a>\r\n <a href=\"\/asigurare-auto-rca\/\" class=\"cta-btn-o\">\ud83d\ude97 Calculeaz\u0103 RCA<\/a>\r\n <a href=\"\/asigurare-de-calatorie\/\" class=\"cta-btn-o\">\u2708\ufe0f Asigurare C\u0103l\u0103torie<\/a>\r\n <\/div>\r\n <\/div>\r\n\r\n<\/div>\r\n\r\n<script>\r\nfunction toggleFaq(el) {\r\n var item = el.closest('.faq-item');\r\n var ans = item.querySelector('.faq-a');\r\n var isOpen = item.classList.contains('open');\r\n\r\n \/* \u00eenchide toate din aceea\u0219i sec\u021biune *\/\r\n var section = item.closest('.faq-section');\r\n section.querySelectorAll('.faq-item').forEach(function(i) {\r\n i.classList.remove('open');\r\n i.querySelector('.faq-a').classList.remove('open');\r\n });\r\n\r\n if (!isOpen) {\r\n item.classList.add('open');\r\n ans.classList.add('open');\r\n }\r\n}\r\n\r\nfunction filterFaq(cat, btn) {\r\n document.querySelectorAll('.faq-cat').forEach(function(b) { b.classList.remove('active'); });\r\n btn.classList.add('active');\r\n\r\n document.querySelectorAll('.faq-section').forEach(function(s) {\r\n if (cat === 'all' || s.getAttribute('data-cat') === cat) {\r\n s.style.display = '';\r\n } else {\r\n s.style.display = 'none';\r\n }\r\n });\r\n}\r\n<\/script>\r\n<\/body>\r\n<\/html>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\n <div class=\"xs_social_share_widget xs_share_url after_content \t\tmain_content wslu-style-1 wslu-share-box-shaped wslu-fill-colored wslu-none wslu-share-horizontal wslu-theme-font-no wslu-main_content\">\n\n\t\t\n <ul>\n\t\t\t <\/ul>\n <\/div>","protected":false},"excerpt":{"rendered":"<p>\u00centreb\u0103ri frecvente \u2014 infoasig.ro \u2753 \u00centreb\u0103ri frecvente Cum te putem ajuta? G\u0103se\u0219ti mai jos r\u0103spunsuri la cele mai comune \u00eentreb\u0103ri despre asigur\u0103rile RCA, de c\u0103l\u0103torie \u0219i de locuin\u021b\u0103. \ud83d\uddc2\ufe0f Toate \ud83d\ude97 RCA \u2708\ufe0f C\u0103l\u0103torie \ud83c\udfe0 Locuin\u021b\u0103 \ud83d\ude97 Asigurare RCA Ce acoper\u0103 asigurarea RCA? + Asigurarea RCA acoper\u0103 daunele materiale \u0219i v\u0103t\u0103m\u0103rile provocate altor persoane \u00een […]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"template\/full-width-template.php","meta":{"postBodyCss":"","postBodyMargin":[],"postBodyPadding":[],"postBodyBackground":{"backgroundType":"classic","gradient":""},"footnotes":""},"class_list":["post-111","page","type-page","status-publish","hentry"],"_hostinger_reach_plugin_has_subscription_block":false,"_hostinger_reach_plugin_is_elementor":false,"_links":{"self":[{"href":"https:\/\/infoasig.ro\/en\/wp-json\/wp\/v2\/pages\/111","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/infoasig.ro\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/infoasig.ro\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/infoasig.ro\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/infoasig.ro\/en\/wp-json\/wp\/v2\/comments?post=111"}],"version-history":[{"count":12,"href":"https:\/\/infoasig.ro\/en\/wp-json\/wp\/v2\/pages\/111\/revisions"}],"predecessor-version":[{"id":9389,"href":"https:\/\/infoasig.ro\/en\/wp-json\/wp\/v2\/pages\/111\/revisions\/9389"}],"wp:attachment":[{"href":"https:\/\/infoasig.ro\/en\/wp-json\/wp\/v2\/media?parent=111"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}

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\n\t\t\t\t\t\r\n\r\n\r\n\r\n\r\n\u00centreb\u0103ri frecvente \u2014 infoasig.ro<\/title>\r\n<style>\r\n*{margin:0;padding:0;box-sizing:border-box;}\r\nbody{font-family:Arial,sans-serif;color:#111;background:#fff;line-height:1.6;}\r\na{text-decoration:none;}\r\n.faq-cta h2{color:#fff;}\r\n\/* HERO *\/\r\n.hero{padding:64px 20px 56px;background:#fff;border-bottom:1px solid #edf2fb;text-align:center;}\r\n.hero-badge{display:inline-block;background:#e8f0fb;color:#003478;font-size:13px;font-weight:700;padding:6px 14px;border-radius:20px;margin-bottom:16px;}\r\n.hero h1{font-size:clamp(28px,4vw,44px);font-weight:800;color:#003478;margin-bottom:14px;}\r\n.hero p{font-size:16px;color:#666;max-width:560px;margin:0 auto;}\r\n\r\n\/* LAYOUT *\/\r\n.faq-page{max-width:1000px;margin:0 auto;padding:60px 20px;}\r\n\r\n\/* CATEGORY TABS *\/\r\n.faq-cats{display:flex;flex-wrap:wrap;gap:10px;margin-bottom:48px;justify-content:center;}\r\n.faq-cat{padding:9px 20px;border-radius:24px;border:2px solid #e0eaf8;background:#fff;font-size:14px;font-weight:600;color:#666;cursor:pointer;transition:all .2s;display:flex;align-items:center;gap:7px;}\r\n.faq-cat.active,.faq-cat:hover{background:#003478;color:#fff;border-color:#003478;}\r\n\r\n\/* FAQ SECTIONS *\/\r\n.faq-section{margin-bottom:48px;}\r\n.faq-section-title{display:flex;align-items:center;gap:12px;margin-bottom:20px;padding-bottom:14px;border-bottom:2px solid #edf2fb;}\r\n.faq-section-icon{width:40px;height:40px;border-radius:10px;display:flex;align-items:center;justify-content:center;font-size:20px;flex-shrink:0;}\r\n.faq-section-icon.rca{background:#e8f0fb;}\r\n.faq-section-icon.cal{background:#fff4e0;}\r\n.faq-section-icon.loc{background:#e6f4ea;}\r\n.faq-section-title h2{font-size:18px;font-weight:800;color:#003478;}\r\n\r\n\/* ACCORDION *\/\r\n.faq-item{border:1.5px solid #e8f0fb;border-radius:14px;margin-bottom:10px;overflow:hidden;transition:border-color .2s;}\r\n.faq-item.open{border-color:#003478;}\r\n.faq-q{padding:18px 22px;font-weight:700;font-size:15px;color:#003478;cursor:pointer;display:flex;justify-content:space-between;align-items:center;gap:16px;user-select:none;background:#fff;transition:background .2s;}\r\n.faq-item.open .faq-q{background:#f5f9ff;}\r\n.faq-q-text{flex:1;line-height:1.4;}\r\n.faq-icon{width:28px;height:28px;border-radius:50%;background:#e8f0fb;display:flex;align-items:center;justify-content:center;font-size:16px;flex-shrink:0;transition:all .3s;color:#003478;font-weight:400;}\r\n.faq-item.open .faq-icon{background:#003478;color:#fff;transform:rotate(45deg);}\r\n.faq-a{max-height:0;overflow:hidden;transition:max-height .35s ease,padding .3s;}\r\n.faq-a.open{max-height:400px;}\r\n.faq-a-inner{padding:0 22px 20px;font-size:14px;color:#555;line-height:1.8;}\r\n.faq-a-inner ul{padding-left:20px;margin-top:8px;}\r\n.faq-a-inner ul li{margin-bottom:4px;}\r\n\r\n\/* CTA BOTTOM *\/\r\n.faq-cta{background:linear-gradient(135deg,#003478 0%,#1a5fa8 100%);border-radius:20px;padding:48px 40px;color:#fff;text-align:center;margin-top:20px;}\r\n@media(max-width:560px){.faq-cta{padding:36px 24px;}}\r\n.faq-cta h2{font-size:clamp(22px,3vw,28px);font-weight:800;margin-bottom:12px;}\r\n.faq-cta p{font-size:15px;opacity:.9;margin-bottom:28px;max-width:500px;margin-left:auto;margin-right:auto;}\r\n.faq-cta-btns{display:flex;flex-wrap:wrap;gap:12px;justify-content:center;}\r\n.cta-btn-w{background:#fff;color:#003478;font-weight:700;padding:13px 28px;border-radius:10px;font-size:15px;transition:opacity .2s;}\r\n.cta-btn-w:hover{opacity:.9;}\r\n.cta-btn-o{background:transparent;color:#fff;font-weight:600;padding:13px 28px;border-radius:10px;font-size:15px;border:2px solid rgba(255,255,255,.5);transition:background .2s;}\r\n.cta-btn-o:hover{background:rgba(255,255,255,.1);}\r\n<\/style>\r\n<\/head>\r\n<body>\r\n\r\n\r\n<section class=\"hero\">\r\n <span class=\"hero-badge\">\u2753 \u00centreb\u0103ri frecvente<\/span>\r\n <h1>Cum te putem ajuta?<\/h1>\r\n <p>G\u0103se\u0219ti mai jos r\u0103spunsuri la cele mai comune \u00eentreb\u0103ri despre asigur\u0103rile RCA, de c\u0103l\u0103torie \u0219i de locuin\u021b\u0103.<\/p>\r\n<\/section>\r\n\r\n<div class=\"faq-page\">\r\n\r\n \r\n <div class=\"faq-cats\">\r\n <button class=\"faq-cat active\" onclick=\"filterFaq('all',this)\">\ud83d\uddc2\ufe0f Toate<\/button>\r\n <button class=\"faq-cat\" onclick=\"filterFaq('rca',this)\">\ud83d\ude97 RCA<\/button>\r\n <button class=\"faq-cat\" onclick=\"filterFaq('calatorie',this)\">\u2708\ufe0f C\u0103l\u0103torie<\/button>\r\n <button class=\"faq-cat\" onclick=\"filterFaq('locuinta',this)\">\ud83c\udfe0 Locuin\u021b\u0103<\/button>\r\n <\/div>\r\n\r\n \r\n <div class=\"faq-section\" data-cat=\"rca\">\r\n <div class=\"faq-section-title\">\r\n <div class=\"faq-section-icon rca\">\ud83d\ude97<\/div>\r\n <h2>Asigurare RCA<\/h2>\r\n <\/div>\r\n\r\n <div class=\"faq-item\">\r\n <div class=\"faq-q\" onclick=\"toggleFaq(this)\">\r\n <span class=\"faq-q-text\">Ce acoper\u0103 asigurarea RCA?<\/span>\r\n <span class=\"faq-icon\">+<\/span>\r\n <\/div>\r\n <div class=\"faq-a\">\r\n <div class=\"faq-a-inner\">Asigurarea RCA acoper\u0103 daunele materiale \u0219i v\u0103t\u0103m\u0103rile provocate altor persoane \u00een urma unui accident \u00een care sunte\u021bi responsabil.<\/div>\r\n <\/div>\r\n <\/div>\r\n\r\n <div class=\"faq-item\">\r\n <div class=\"faq-q\" onclick=\"toggleFaq(this)\">\r\n <span class=\"faq-q-text\">Este obligatorie asigurarea RCA?<\/span>\r\n <span class=\"faq-icon\">+<\/span>\r\n <\/div>\r\n <div class=\"faq-a\">\r\n <div class=\"faq-a-inner\">Da. RCA este obligatorie pentru toate vehiculele care circul\u0103 sau sta\u021bioneaz\u0103 pe drumurile publice din Rom\u00e2nia.<\/div>\r\n <\/div>\r\n <\/div>\r\n\r\n <div class=\"faq-item\">\r\n <div class=\"faq-q\" onclick=\"toggleFaq(this)\">\r\n <span class=\"faq-q-text\">Cum se calculeaz\u0103 pre\u021bul unei poli\u021be RCA?<\/span>\r\n <span class=\"faq-icon\">+<\/span>\r\n <\/div>\r\n <div class=\"faq-a\">\r\n <div class=\"faq-a-inner\">\r\n Pre\u021bul este influen\u021bat de mai mul\u021bi factori, precum:\r\n <ul>\r\n <li>v\u00e2rsta \u0219i experien\u021ba \u0219oferului;<\/li>\r\n <li>istoricul de daune (Bonus-Malus);<\/li>\r\n <li>tipul \u0219i capacitatea cilindric\u0103 a vehiculului;<\/li>\r\n <li>localitatea de domiciliu.<\/li>\r\n <\/ul>\r\n <\/div>\r\n <\/div>\r\n <\/div>\r\n\r\n <div class=\"faq-item\">\r\n <div class=\"faq-q\" onclick=\"toggleFaq(this)\">\r\n <span class=\"faq-q-text\">Pot \u00eencheia RCA f\u0103r\u0103 ITP valabil?<\/span>\r\n <span class=\"faq-icon\">+<\/span>\r\n <\/div>\r\n <div class=\"faq-a\">\r\n <div class=\"faq-a-inner\">Da, poli\u021ba RCA poate fi emis\u0103 \u0219i f\u0103r\u0103 ITP valabil, \u00eens\u0103 vehiculul nu poate circula legal pe drumurile publice f\u0103r\u0103 o inspec\u021bie tehnic\u0103 valabil\u0103.<\/div>\r\n <\/div>\r\n <\/div>\r\n\r\n <div class=\"faq-item\">\r\n <div class=\"faq-q\" onclick=\"toggleFaq(this)\">\r\n <span class=\"faq-q-text\">Pot recupera banii r\u0103ma\u0219i pe RCA dac\u0103 v\u00e2nd ma\u0219ina?<\/span>\r\n <span class=\"faq-icon\">+<\/span>\r\n <\/div>\r\n <div class=\"faq-a\">\r\n <div class=\"faq-a-inner\">Da, \u00een anumite situa\u021bii pute\u021bi solicita restituirea primei pentru perioada r\u0103mas\u0103 neutilizat\u0103, dac\u0103 vehiculul a fost v\u00e2ndut sau radiat \u0219i nu au existat daune \u00een perioada asigurat\u0103.<\/div>\r\n <\/div>\r\n <\/div>\r\n\r\n <div class=\"faq-item\">\r\n <div class=\"faq-q\" onclick=\"toggleFaq(this)\">\r\n <span class=\"faq-q-text\">\u00cen c\u00e2t timp apare poli\u021ba RCA \u00een baza AIDA?<\/span>\r\n <span class=\"faq-icon\">+<\/span>\r\n <\/div>\r\n <div class=\"faq-a\">\r\n <div class=\"faq-a-inner\">Actualizarea \u00een baza na\u021bional\u0103 AIDA poate dura c\u00e2teva zile. Dac\u0103 poli\u021ba nu apare dup\u0103 aceast\u0103 perioad\u0103, v\u0103 rug\u0103m s\u0103 ne contacta\u021bi.<\/div>\r\n <\/div>\r\n <\/div>\r\n\r\n <div class=\"faq-item\">\r\n <div class=\"faq-q\" onclick=\"toggleFaq(this)\">\r\n <span class=\"faq-q-text\">Se poate modifica num\u0103rul auto pe poli\u021b\u0103 dup\u0103 \u00eenmatriculare?<\/span>\r\n <span class=\"faq-icon\">+<\/span>\r\n <\/div>\r\n <div class=\"faq-a\">\r\n <div class=\"faq-a-inner\">Da. Dac\u0103 poli\u021ba a fost emis\u0103 pe seria de \u0219asiu, num\u0103rul de \u00eenmatriculare poate fi ad\u0103ugat ulterior dup\u0103 transmiterea documentelor necesare.<\/div>\r\n <\/div>\r\n <\/div>\r\n\r\n <div class=\"faq-item\">\r\n <div class=\"faq-q\" onclick=\"toggleFaq(this)\">\r\n <span class=\"faq-q-text\">Pot circula cu poli\u021ba RCA \u00een format digital?<\/span>\r\n <span class=\"faq-icon\">+<\/span>\r\n <\/div>\r\n <div class=\"faq-a\">\r\n <div class=\"faq-a-inner\">Da. Poli\u021ba RCA este valabil\u0103 \u0219i \u00een format electronic \u00een Rom\u00e2nia \u0219i \u00een statele Uniunii Europene.<\/div>\r\n <\/div>\r\n <\/div>\r\n\r\n <div class=\"faq-item\">\r\n <div class=\"faq-q\" onclick=\"toggleFaq(this)\">\r\n <span class=\"faq-q-text\">Ce documente sunt necesare pentru emiterea poli\u021bei?<\/span>\r\n <span class=\"faq-icon\">+<\/span>\r\n <\/div>\r\n <div class=\"faq-a\">\r\n <div class=\"faq-a-inner\">\r\n \u00cen func\u021bie de tipul asigur\u0103rii, pot fi solicitate documente precum:\r\n <ul>\r\n <li>cartea de identitate;<\/li>\r\n <li>talonul vehiculului;<\/li>\r\n <li>cartea de identitate a vehiculului;<\/li>\r\n <li>alte documente necesare verific\u0103rii datelor.<\/li>\r\n <\/ul>\r\n <\/div>\r\n <\/div>\r\n <\/div>\r\n\r\n <div class=\"faq-item\">\r\n <div class=\"faq-q\" onclick=\"toggleFaq(this)\">\r\n <span class=\"faq-q-text\">Pot modifica sau anula o poli\u021b\u0103 RCA?<\/span>\r\n <span class=\"faq-icon\">+<\/span>\r\n <\/div>\r\n <div class=\"faq-a\">\r\n <div class=\"faq-a-inner\">\u00cen anumite situa\u021bii, modific\u0103rile sau anularea poli\u021bei pot fi realizate conform condi\u021biilor asiguratorului \u0219i legisla\u021biei aplicabile.<\/div>\r\n <\/div>\r\n <\/div>\r\n <\/div>\r\n\r\n \r\n <div class=\"faq-section\" data-cat=\"calatorie\">\r\n <div class=\"faq-section-title\">\r\n <div class=\"faq-section-icon cal\">\u2708\ufe0f<\/div>\r\n <h2>Asigurare de C\u0103l\u0103torie<\/h2>\r\n <\/div>\r\n\r\n <div class=\"faq-item\">\r\n <div class=\"faq-q\" onclick=\"toggleFaq(this)\">\r\n <span class=\"faq-q-text\">Ce acoper\u0103 asigurarea de c\u0103l\u0103torie?<\/span>\r\n <span class=\"faq-icon\">+<\/span>\r\n <\/div>\r\n <div class=\"faq-a\">\r\n <div class=\"faq-a-inner\">Asigurarea de c\u0103l\u0103torie poate acoperi cheltuieli medicale de urgen\u021b\u0103, asisten\u021b\u0103 \u00een str\u0103in\u0103tate, anularea c\u0103l\u0103toriei sau pierderea bagajelor, \u00een func\u021bie de tipul poli\u021bei alese.<\/div>\r\n <\/div>\r\n <\/div>\r\n\r\n <div class=\"faq-item\">\r\n <div class=\"faq-q\" onclick=\"toggleFaq(this)\">\r\n <span class=\"faq-q-text\">Am nevoie de asigurare de c\u0103l\u0103torie pentru Europa?<\/span>\r\n <span class=\"faq-icon\">+<\/span>\r\n <\/div>\r\n <div class=\"faq-a\">\r\n <div class=\"faq-a-inner\">Da, este recomandat s\u0103 ai o asigurare de c\u0103l\u0103torie chiar \u0219i \u00een Europa. De\u0219i cardul CNAS ofer\u0103 unele beneficii, acoperirea este limitat\u0103 \u0219i nu include toate tipurile de cheltuieli medicale sau alte riscuri precum anularea zborului sau pierderea bagajelor.<\/div>\r\n <\/div>\r\n <\/div>\r\n\r\n <div class=\"faq-item\">\r\n <div class=\"faq-q\" onclick=\"toggleFaq(this)\">\r\n <span class=\"faq-q-text\">Poli\u021ba de c\u0103l\u0103torie acoper\u0103 \u0219i sporturile de aventur\u0103?<\/span>\r\n <span class=\"faq-icon\">+<\/span>\r\n <\/div>\r\n <div class=\"faq-a\">\r\n <div class=\"faq-a-inner\">Depinde de pachetul ales. Unele poli\u021be includ op\u021biuni pentru sporturi de aventur\u0103 (schi, alpinism, scufund\u0103ri etc.), altele le exclud \u00een mod explicit. Verifica\u021bi condi\u021biile poli\u021bei \u00eenainte de achizi\u021bie sau contacta\u021bi-ne pentru a alege varianta potrivit\u0103.<\/div>\r\n <\/div>\r\n <\/div>\r\n\r\n <div class=\"faq-item\">\r\n <div class=\"faq-q\" onclick=\"toggleFaq(this)\">\r\n <span class=\"faq-q-text\">Pot cump\u0103ra asigurarea de c\u0103l\u0103torie dup\u0103 ce am plecat din \u021bar\u0103?<\/span>\r\n <span class=\"faq-icon\">+<\/span>\r\n <\/div>\r\n <div class=\"faq-a\">\r\n <div class=\"faq-a-inner\">\u00cen general, poli\u021ba de c\u0103l\u0103torie trebuie achizi\u021bionat\u0103 \u00eenainte de a pleca din Rom\u00e2nia. Exist\u0103 excep\u021bii la unii asigur\u0103tori, dar acoperirea poate fi limitat\u0103. Recomand\u0103m achizi\u021bionarea poli\u021bei cu cel pu\u021bin 24 de ore \u00eenainte de plecare.<\/div>\r\n <\/div>\r\n <\/div>\r\n\r\n <div class=\"faq-item\">\r\n <div class=\"faq-q\" onclick=\"toggleFaq(this)\">\r\n <span class=\"faq-q-text\">Ce fac dac\u0103 am o urgen\u021b\u0103 medical\u0103 \u00een str\u0103in\u0103tate?<\/span>\r\n <span class=\"faq-icon\">+<\/span>\r\n <\/div>\r\n <div class=\"faq-a\">\r\n <div class=\"faq-a-inner\">Suna\u021bi imediat la num\u0103rul de asisten\u021b\u0103 de pe poli\u021ba dumneavoastr\u0103. Centrul de asisten\u021b\u0103 v\u0103 va ghida, va coordona asisten\u021ba medical\u0103 \u0219i va gestiona plata direct cu unitatea medical\u0103, f\u0103r\u0103 ca dumneavoastr\u0103 s\u0103 avansa\u021bi bani \u00een multe situa\u021bii.<\/div>\r\n <\/div>\r\n <\/div>\r\n <\/div>\r\n\r\n \r\n <div class=\"faq-section\" data-cat=\"locuinta\">\r\n <div class=\"faq-section-title\">\r\n <div class=\"faq-section-icon loc\">\ud83c\udfe0<\/div>\r\n <h2>Asigurare de Locuin\u021b\u0103<\/h2>\r\n <\/div>\r\n\r\n <div class=\"faq-item\">\r\n <div class=\"faq-q\" onclick=\"toggleFaq(this)\">\r\n <span class=\"faq-q-text\">Ce acoper\u0103 asigurarea de locuin\u021b\u0103?<\/span>\r\n <span class=\"faq-icon\">+<\/span>\r\n <\/div>\r\n <div class=\"faq-a\">\r\n <div class=\"faq-a-inner\">Asigurarea locuin\u021bei poate acoperi daune provocate de incendii, inunda\u021bii, fenomene naturale, avarii accidentale sau alte riscuri prev\u0103zute \u00een poli\u021b\u0103.<\/div>\r\n <\/div>\r\n <\/div>\r\n\r\n <div class=\"faq-item\">\r\n <div class=\"faq-q\" onclick=\"toggleFaq(this)\">\r\n <span class=\"faq-q-text\">Care este diferen\u021ba dintre PAD \u0219i asigurarea facultativ\u0103?<\/span>\r\n <span class=\"faq-icon\">+<\/span>\r\n <\/div>\r\n <div class=\"faq-a\">\r\n <div class=\"faq-a-inner\">PAD (Poli\u021ba de Asigurare \u00eempotriva Dezastrelor) este obligatorie prin lege \u0219i acoper\u0103 riscuri precum cutremur, inunda\u021bii \u0219i alunec\u0103ri de teren, cu o sum\u0103 asigurat\u0103 limitat\u0103. Asigurarea facultativ\u0103 completeaz\u0103 protec\u021bia PAD, acoperind o gam\u0103 mai larg\u0103 de riscuri \u0219i cu sume asigurate mai mari.<\/div>\r\n <\/div>\r\n <\/div>\r\n\r\n <div class=\"faq-item\">\r\n <div class=\"faq-q\" onclick=\"toggleFaq(this)\">\r\n <span class=\"faq-q-text\">Locuin\u021ba \u00een chirie poate fi asigurat\u0103?<\/span>\r\n <span class=\"faq-icon\">+<\/span>\r\n <\/div>\r\n <div class=\"faq-a\">\r\n <div class=\"faq-a-inner\">Da. Chiria\u0219ii pot \u00eencheia o asigurare pentru bunurile personale din locuin\u021b\u0103. Proprietarul este responsabil pentru asigurarea structurii cl\u0103dirii, dar chiria\u0219ul poate asigura mobilierul, electronicele \u0219i alte bunuri proprii.<\/div>\r\n <\/div>\r\n <\/div>\r\n\r\n <div class=\"faq-item\">\r\n <div class=\"faq-q\" onclick=\"toggleFaq(this)\">\r\n <span class=\"faq-q-text\">Asigurarea de locuin\u021b\u0103 acoper\u0103 \u0219i daunele produse vecinilor?<\/span>\r\n <span class=\"faq-icon\">+<\/span>\r\n <\/div>\r\n <div class=\"faq-a\">\r\n <div class=\"faq-a-inner\">Da, multe poli\u021be de locuin\u021b\u0103 includ o component\u0103 de responsabilitate civil\u0103 fa\u021b\u0103 de ter\u021bi, care acoper\u0103 daunele produse vecinilor \u2014 de exemplu, o inunda\u021bie cauzat\u0103 de o avarie la instala\u021bia proprie.<\/div>\r\n <\/div>\r\n <\/div>\r\n\r\n <div class=\"faq-item\">\r\n <div class=\"faq-q\" onclick=\"toggleFaq(this)\">\r\n <span class=\"faq-q-text\">Ce documente sunt necesare pentru a depune o daun\u0103 la locuin\u021b\u0103?<\/span>\r\n <span class=\"faq-icon\">+<\/span>\r\n <\/div>\r\n <div class=\"faq-a\">\r\n <div class=\"faq-a-inner\">De obicei sunt necesare: poli\u021ba de asigurare, fotografii ale daunei, procesul verbal de constatare (dac\u0103 este cazul), documente de proprietate \u0219i orice alte documente solicitate de asigur\u0103tor. Echipa noastr\u0103 v\u0103 poate ghida prin to\u021bi pa\u0219ii procesului de daun\u0103.<\/div>\r\n <\/div>\r\n <\/div>\r\n <\/div>\r\n\r\n \r\n <div class=\"faq-cta\">\r\n <h2>Nu ai g\u0103sit r\u0103spunsul c\u0103utat?<\/h2>\r\n <p>Echipa noastr\u0103 de speciali\u0219ti este disponibil\u0103 s\u0103 r\u0103spund\u0103 la orice \u00eentrebare, indiferent dac\u0103 e\u0219ti clientul nostru sau nu.<\/p>\r\n <div class=\"faq-cta-btns\">\r\n <a href=\"\/contact\/\" class=\"cta-btn-w\">\ud83d\udcde Contacteaz\u0103-ne<\/a>\r\n <a href=\"\/asigurare-auto-rca\/\" class=\"cta-btn-o\">\ud83d\ude97 Calculeaz\u0103 RCA<\/a>\r\n <a href=\"\/asigurare-de-calatorie\/\" class=\"cta-btn-o\">\u2708\ufe0f Asigurare C\u0103l\u0103torie<\/a>\r\n <\/div>\r\n <\/div>\r\n\r\n<\/div>\r\n\r\n<script>\r\nfunction toggleFaq(el) {\r\n var item = el.closest('.faq-item');\r\n var ans = item.querySelector('.faq-a');\r\n var isOpen = item.classList.contains('open');\r\n\r\n \/* \u00eenchide toate din aceea\u0219i sec\u021biune *\/\r\n var section = item.closest('.faq-section');\r\n section.querySelectorAll('.faq-item').forEach(function(i) {\r\n i.classList.remove('open');\r\n i.querySelector('.faq-a').classList.remove('open');\r\n });\r\n\r\n if (!isOpen) {\r\n item.classList.add('open');\r\n ans.classList.add('open');\r\n }\r\n}\r\n\r\nfunction filterFaq(cat, btn) {\r\n document.querySelectorAll('.faq-cat').forEach(function(b) { b.classList.remove('active'); });\r\n btn.classList.add('active');\r\n\r\n document.querySelectorAll('.faq-section').forEach(function(s) {\r\n if (cat === 'all' || s.getAttribute('data-cat') === cat) {\r\n s.style.display = '';\r\n } else {\r\n s.style.display = 'none';\r\n }\r\n });\r\n}\r\n<\/script>\r\n<\/body>\r\n<\/html>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\n <div class=\"xs_social_share_widget xs_share_url after_content \t\tmain_content wslu-style-1 wslu-share-box-shaped wslu-fill-colored wslu-none wslu-share-horizontal wslu-theme-font-no wslu-main_content\">\n\n\t\t\n <ul>\n\t\t\t <\/ul>\n <\/div>","protected":false},"excerpt":{"rendered":"<p>\u00centreb\u0103ri frecvente \u2014 infoasig.ro \u2753 \u00centreb\u0103ri frecvente Cum te putem ajuta? G\u0103se\u0219ti mai jos r\u0103spunsuri la cele mai comune \u00eentreb\u0103ri despre asigur\u0103rile RCA, de c\u0103l\u0103torie \u0219i de locuin\u021b\u0103. \ud83d\uddc2\ufe0f Toate \ud83d\ude97 RCA \u2708\ufe0f C\u0103l\u0103torie \ud83c\udfe0 Locuin\u021b\u0103 \ud83d\ude97 Asigurare RCA Ce acoper\u0103 asigurarea RCA? + Asigurarea RCA acoper\u0103 daunele materiale \u0219i v\u0103t\u0103m\u0103rile provocate altor persoane \u00een […]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"template\/full-width-template.php","meta":{"postBodyCss":"","postBodyMargin":[],"postBodyPadding":[],"postBodyBackground":{"backgroundType":"classic","gradient":""},"footnotes":""},"class_list":["post-111","page","type-page","status-publish","hentry"],"_hostinger_reach_plugin_has_subscription_block":false,"_hostinger_reach_plugin_is_elementor":false,"_links":{"self":[{"href":"https:\/\/infoasig.ro\/en\/wp-json\/wp\/v2\/pages\/111","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/infoasig.ro\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/infoasig.ro\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/infoasig.ro\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/infoasig.ro\/en\/wp-json\/wp\/v2\/comments?post=111"}],"version-history":[{"count":12,"href":"https:\/\/infoasig.ro\/en\/wp-json\/wp\/v2\/pages\/111\/revisions"}],"predecessor-version":[{"id":9389,"href":"https:\/\/infoasig.ro\/en\/wp-json\/wp\/v2\/pages\/111\/revisions\/9389"}],"wp:attachment":[{"href":"https:\/\/infoasig.ro\/en\/wp-json\/wp\/v2\/media?parent=111"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}