{"id":8405,"date":"2026-04-24T12:12:33","date_gmt":"2026-04-24T12:12:33","guid":{"rendered":"https:\/\/infoasig.ro\/?page_id=8405"},"modified":"2026-04-24T19:25:17","modified_gmt":"2026-04-24T19:25:17","slug":"asigurare-de-locuinta","status":"publish","type":"page","link":"https:\/\/infoasig.ro\/en\/asigurare-de-locuinta\/","title":{"rendered":"Asigurare de locuin\u021b\u0103"},"content":{"rendered":"<div data-elementor-type=\"wp-page\" data-elementor-id=\"8405\" class=\"elementor elementor-8405\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3fdafa4 e-flex e-con-boxed e-con e-parent\" data-id=\"3fdafa4\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-318ec6e elementor-widget elementor-widget-shortcode\" data-id=\"318ec6e\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"shortcode.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-shortcode\"><div id=\"hf-root\">\n  <div class=\"hf-shell\">\n    <div class=\"hf-container\">\n\n      <!-- Hero header -->\n      <div class=\"hf-hero\">\n        <div class=\"hf-trust-row\">\n          <div class=\"hf-trust-badge\">\n            <i data-lucide=\"lock\" class=\"hf-icon-sm\"><\/i>\n            <span>SSL Securizat<\/span>\n          <\/div>\n          <div class=\"hf-trust-badge\">\n            <i data-lucide=\"shield\" class=\"hf-icon-sm\"><\/i>\n            <span>GDPR Conform<\/span>\n          <\/div>\n          <div class=\"hf-trust-badge\">\n            <i data-lucide=\"shield-check\" class=\"hf-icon-sm\"><\/i>\n            <span>Broker Autorizat ASF<\/span>\n          <\/div>\n        <\/div>\n      <\/div>\n\n      <!-- Step indicator -->\n      <div class=\"hf-steps\" id=\"hf-steps-indicator\">\n        <div class=\"hf-step-item\">\n          <button type=\"button\" class=\"hf-step-btn\" id=\"hf-step-btn-1\">\n            <span class=\"hf-step-num active\" id=\"hf-step-num-1\">1<\/span>\n            <span class=\"hf-step-label active\" id=\"hf-step-label-1\">Detalii locuin\u021b\u0103<\/span>\n          <\/button>\n        <\/div>\n        <div class=\"hf-step-connector\" id=\"hf-step-line-1\"><\/div>\n        <div class=\"hf-step-item\">\n          <button type=\"button\" class=\"hf-step-btn\" id=\"hf-step-btn-2\">\n            <span class=\"hf-step-num\" id=\"hf-step-num-2\">2<\/span>\n            <span class=\"hf-step-label\" id=\"hf-step-label-2\">Detalii client<\/span>\n          <\/button>\n        <\/div>\n        <div class=\"hf-step-connector\" id=\"hf-step-line-2\"><\/div>\n        <div class=\"hf-step-item\">\n          <button type=\"button\" class=\"hf-step-btn\" id=\"hf-step-btn-3\">\n            <span class=\"hf-step-num\" id=\"hf-step-num-3\">3<\/span>\n            <span class=\"hf-step-label\" id=\"hf-step-label-3\">Vede\u021bi ofertele<\/span>\n          <\/button>\n        <\/div>\n      <\/div>\n\n      <!-- Step panels -->\n      <div id=\"hf-step-1\">\n        <!-- Card 1: Detalii locuin\u021b\u0103 -->\n<div class=\"hf-form-card\" style=\"margin-bottom:16px\">\n\n  <!-- Header: back (hidden) | icon | empty -->\n  <div class=\"hf-form-header-grid\" style=\"margin-bottom:12px\">\n    <div>\n      <button type=\"button\" class=\"hf-back-btn\" style=\"visibility:hidden\" aria-hidden=\"true\" tabindex=\"-1\">\n        <i data-lucide=\"arrow-left\" class=\"hf-icon-btn\"><\/i>\n        \u00cenapoi\n      <\/button>\n    <\/div>\n    <div class=\"hf-form-header-icon-center\">\n      <i data-lucide=\"home\" class=\"hf-icon-header\"><\/i>\n    <\/div>\n    <div><\/div>\n  <\/div>\n  <h3 class=\"hf-form-title-centered\">Detalii locuin\u021b\u0103<\/h3>\n  <hr class=\"hf-divider-line\" style=\"margin-bottom:20px\">\n\n  <div class=\"hf-row hf-row-2\">\n    <!-- Mediu -->\n    <div class=\"hf-field-group\">\n      <label class=\"hf-label\">Mediu<\/label>\n      <div class=\"hf-toggle-row\">\n        <button type=\"button\" class=\"hf-toggle-btn selected\" id=\"hf-env-urban\" data-field=\"environmentType\" data-val=\"Urban\">Urban<\/button>\n        <button type=\"button\" class=\"hf-toggle-btn\" id=\"hf-env-rural\" data-field=\"environmentType\" data-val=\"Rural\">Rural<\/button>\n      <\/div>\n    <\/div>\n\n    <!-- Tip construc\u021bie -->\n    <div class=\"hf-field-group\">\n      <label class=\"hf-label\">Tip construc\u021bie<\/label>\n      <div class=\"hf-toggle-row\">\n        <button type=\"button\" class=\"hf-toggle-btn selected\" id=\"hf-type-bloc\" data-field=\"constructionType\" data-val=\"Bloc\">Apartament \u00een bloc<\/button>\n        <button type=\"button\" class=\"hf-toggle-btn\" id=\"hf-type-casa\" data-field=\"constructionType\" data-val=\"Casa\">Cas\u0103 \/ Vil\u0103<\/button>\n      <\/div>\n    <\/div>\n  <\/div>\n\n  <!-- Collapsible: Adres\u0103 imobil -->\n  <details class=\"hf-collapsible\" open>\n    <summary class=\"hf-collapsible-summary\">\n      <span class=\"hf-collapsible-label\">\n        <i data-lucide=\"map-pin\" class=\"hf-icon-collapsible\"><\/i>\n        Adres\u0103 imobil\n      <\/span>\n      <i data-lucide=\"chevron-down\" class=\"hf-collapsible-chevron\"><\/i>\n    <\/summary>\n    <div class=\"hf-collapsible-body\">\n\n      <div class=\"hf-row hf-row-2\">\n        <div class=\"hf-field-group\">\n          <label class=\"hf-label\" for=\"hf-judet\">Jude\u021b<span class=\"hf-required\">*<\/span><\/label>\n          <div class=\"hf-autocomplete-wrap\">\n            <input type=\"text\" id=\"hf-judet\" class=\"hf-input\" placeholder=\"Selecta\u021bi jude\u021bul\" autocomplete=\"off\" \/>\n            <div class=\"hf-autocomplete-list hf-hidden\" id=\"hf-judet-list\"><\/div>\n          <\/div>\n          <span class=\"hf-error hf-hidden\" id=\"hf-judet-error\"><\/span>\n        <\/div>\n        <div class=\"hf-field-group\">\n          <label class=\"hf-label\" for=\"hf-oras\">Ora\u0219 \/ Comun\u0103<span class=\"hf-required\">*<\/span><\/label>\n          <div class=\"hf-autocomplete-wrap\">\n            <input type=\"text\" id=\"hf-oras\" class=\"hf-input\" placeholder=\"\u2190 Selecta\u021bi mai \u00eent\u00e2i jude\u021bul\" autocomplete=\"off\" disabled \/>\n            <div class=\"hf-autocomplete-list hf-hidden\" id=\"hf-oras-list\"><\/div>\n          <\/div>\n          <span class=\"hf-error hf-hidden\" id=\"hf-oras-error\"><\/span>\n        <\/div>\n      <\/div>\n\n      <div class=\"hf-row hf-row-2\">\n        <div class=\"hf-field-group\">\n          <label class=\"hf-label\" for=\"hf-tip-strada\">Tip strad\u0103<span class=\"hf-required\">*<\/span><\/label>\n          <div class=\"hf-autocomplete-wrap\">\n            <input type=\"text\" id=\"hf-tip-strada\" class=\"hf-input\" placeholder=\"Strada\" autocomplete=\"off\" value=\"\" \/>\n            <div class=\"hf-autocomplete-list hf-hidden\" id=\"hf-tip-strada-list\"><\/div>\n          <\/div>\n          <span class=\"hf-error hf-hidden\" id=\"hf-tip-strada-error\"><\/span>\n        <\/div>\n        <div class=\"hf-field-group\">\n          <label class=\"hf-label\" for=\"hf-strada\">Strada<span class=\"hf-required\">*<\/span><\/label>\n          <input type=\"text\" id=\"hf-strada\" class=\"hf-input\" placeholder=\"Numele str\u0103zii\" \/>\n          <span class=\"hf-error hf-hidden\" id=\"hf-strada-error\"><\/span>\n        <\/div>\n      <\/div>\n\n      <div class=\"hf-row hf-row-4\">\n        <div class=\"hf-field-group\">\n          <label class=\"hf-label\" for=\"hf-numar-strada\">Num\u0103r<span class=\"hf-required\">*<\/span><\/label>\n          <input type=\"text\" id=\"hf-numar-strada\" class=\"hf-input\" placeholder=\"1\" \/>\n          <span class=\"hf-error hf-hidden\" id=\"hf-numar-strada-error\"><\/span>\n        <\/div>\n        <div class=\"hf-field-group\">\n          <label class=\"hf-label\" for=\"hf-bloc\">Bloc<span id=\"hf-bloc-required\" class=\"hf-required hf-hidden\">*<\/span><\/label>\n          <input type=\"text\" id=\"hf-bloc\" class=\"hf-input\" placeholder=\"-\" \/>\n          <span class=\"hf-error hf-hidden\" id=\"hf-bloc-error\"><\/span>\n        <\/div>\n        <div class=\"hf-field-group\">\n          <label class=\"hf-label\" for=\"hf-scara\">Scar\u0103<span id=\"hf-scara-required\" class=\"hf-required hf-hidden\">*<\/span><\/label>\n          <input type=\"text\" id=\"hf-scara\" class=\"hf-input\" placeholder=\"-\" \/>\n          <span class=\"hf-error hf-hidden\" id=\"hf-scara-error\"><\/span>\n        <\/div>\n        <div class=\"hf-field-group\">\n          <label class=\"hf-label\" for=\"hf-apartament\">Apartament<span id=\"hf-apartament-required\" class=\"hf-required hf-hidden\">*<\/span><\/label>\n          <input type=\"text\" id=\"hf-apartament\" class=\"hf-input\" placeholder=\"-\" \/>\n          <span class=\"hf-error hf-hidden\" id=\"hf-apartament-error\"><\/span>\n        <\/div>\n      <\/div>\n\n      <div class=\"hf-row hf-row-2\">\n        <div class=\"hf-field-group\">\n          <label class=\"hf-label\" for=\"hf-etaj\">Etaj<span class=\"hf-required\">*<\/span><\/label>\n          <div class=\"hf-autocomplete-wrap\">\n            <input type=\"text\" id=\"hf-etaj\" class=\"hf-input\" placeholder=\"Selecta\u021bi etajul\" autocomplete=\"off\" \/>\n            <div class=\"hf-autocomplete-list hf-hidden\" id=\"hf-etaj-list\"><\/div>\n          <\/div>\n          <span class=\"hf-error hf-hidden\" id=\"hf-etaj-error\"><\/span>\n        <\/div>\n        <div class=\"hf-field-group\">\n          <label class=\"hf-label\" for=\"hf-cod-postal\">Cod po\u0219tal<span class=\"hf-required\">*<\/span><\/label>\n          <input type=\"text\" id=\"hf-cod-postal\" class=\"hf-input\" placeholder=\"6 cifre\" maxlength=\"6\" \/>\n          <span class=\"hf-error hf-hidden\" id=\"hf-cod-postal-error\"><\/span>\n        <\/div>\n      <\/div>\n\n    <\/div>\n  <\/details>\n\n  <!-- Collapsible: Detalii imobil -->\n  <details class=\"hf-collapsible\" open>\n    <summary class=\"hf-collapsible-summary\">\n      <span class=\"hf-collapsible-label\">\n        <i data-lucide=\"building-2\" class=\"hf-icon-collapsible\"><\/i>\n        Detalii imobil\n      <\/span>\n      <i data-lucide=\"chevron-down\" class=\"hf-collapsible-chevron\"><\/i>\n    <\/summary>\n    <div class=\"hf-collapsible-body\">\n\n      <div class=\"hf-row hf-row-3\">\n        <div class=\"hf-field-group\">\n          <label class=\"hf-label\" for=\"hf-nr-camere\">Num\u0103r camere<span class=\"hf-required\">*<\/span><\/label>\n          <input type=\"number\" id=\"hf-nr-camere\" class=\"hf-input\" placeholder=\"3\" min=\"1\" max=\"20\" \/>\n          <span class=\"hf-error hf-hidden\" id=\"hf-nr-camere-error\"><\/span>\n        <\/div>\n        <div class=\"hf-field-group\">\n          <label class=\"hf-label\" for=\"hf-suprafata\">Suprafa\u021b\u0103 (mp)<span class=\"hf-required\">*<\/span><\/label>\n          <input type=\"number\" id=\"hf-suprafata\" class=\"hf-input\" placeholder=\"75\" min=\"1\" \/>\n          <span class=\"hf-error hf-hidden\" id=\"hf-suprafata-error\"><\/span>\n        <\/div>\n        <div class=\"hf-field-group\">\n          <label class=\"hf-label\" for=\"hf-nr-etaje\">\u00cen\u0103l\u021bime (etaje)<span class=\"hf-required\">*<\/span><\/label>\n          <div class=\"hf-autocomplete-wrap\">\n            <input type=\"text\" id=\"hf-nr-etaje\" class=\"hf-input\" placeholder=\"Selecta\u021bi...\" autocomplete=\"off\" \/>\n            <div class=\"hf-autocomplete-list hf-hidden\" id=\"hf-nr-etaje-list\"><\/div>\n          <\/div>\n          <span class=\"hf-error hf-hidden\" id=\"hf-nr-etaje-error\"><\/span>\n        <\/div>\n      <\/div>\n\n      <div class=\"hf-row hf-row-3\">\n        <div class=\"hf-field-group\">\n          <label class=\"hf-label\" for=\"hf-an-constructie\">An construc\u021bie<span class=\"hf-required\">*<\/span><\/label>\n          <input type=\"number\" id=\"hf-an-constructie\" class=\"hf-input\" placeholder=\"2000\" min=\"1800\" max=\"2026\" list=\"hf-an-constructie-list\" autocomplete=\"off\" \/>\n          <datalist id=\"hf-an-constructie-list\">\n                        <option value=\"2026\"><\/option>\n                        <option value=\"2025\"><\/option>\n                        <option value=\"2024\"><\/option>\n                        <option value=\"2023\"><\/option>\n                        <option value=\"2022\"><\/option>\n                        <option value=\"2021\"><\/option>\n                        <option value=\"2020\"><\/option>\n                        <option value=\"2019\"><\/option>\n                        <option value=\"2018\"><\/option>\n                        <option value=\"2017\"><\/option>\n                        <option value=\"2016\"><\/option>\n                        <option value=\"2015\"><\/option>\n                        <option value=\"2014\"><\/option>\n                        <option value=\"2013\"><\/option>\n                        <option value=\"2012\"><\/option>\n                        <option value=\"2011\"><\/option>\n                        <option value=\"2010\"><\/option>\n                        <option value=\"2009\"><\/option>\n                        <option value=\"2008\"><\/option>\n                        <option value=\"2007\"><\/option>\n                        <option value=\"2006\"><\/option>\n                        <option value=\"2005\"><\/option>\n                        <option value=\"2004\"><\/option>\n                        <option value=\"2003\"><\/option>\n                        <option value=\"2002\"><\/option>\n                        <option value=\"2001\"><\/option>\n                        <option value=\"2000\"><\/option>\n                        <option value=\"1999\"><\/option>\n                        <option value=\"1998\"><\/option>\n                        <option value=\"1997\"><\/option>\n                        <option value=\"1996\"><\/option>\n                        <option value=\"1995\"><\/option>\n                        <option value=\"1994\"><\/option>\n                        <option value=\"1993\"><\/option>\n                        <option value=\"1992\"><\/option>\n                        <option value=\"1991\"><\/option>\n                        <option value=\"1990\"><\/option>\n                        <option value=\"1989\"><\/option>\n                        <option value=\"1988\"><\/option>\n                        <option value=\"1987\"><\/option>\n                        <option value=\"1986\"><\/option>\n                        <option value=\"1985\"><\/option>\n                        <option value=\"1984\"><\/option>\n                        <option value=\"1983\"><\/option>\n                        <option value=\"1982\"><\/option>\n                        <option value=\"1981\"><\/option>\n                        <option value=\"1980\"><\/option>\n                        <option value=\"1979\"><\/option>\n                        <option value=\"1978\"><\/option>\n                        <option value=\"1977\"><\/option>\n                        <option value=\"1976\"><\/option>\n                        <option value=\"1975\"><\/option>\n                        <option value=\"1974\"><\/option>\n                        <option value=\"1973\"><\/option>\n                        <option value=\"1972\"><\/option>\n                        <option value=\"1971\"><\/option>\n                        <option value=\"1970\"><\/option>\n                        <option value=\"1969\"><\/option>\n                        <option value=\"1968\"><\/option>\n                        <option value=\"1967\"><\/option>\n                        <option value=\"1966\"><\/option>\n                        <option value=\"1965\"><\/option>\n                        <option value=\"1964\"><\/option>\n                        <option value=\"1963\"><\/option>\n                        <option value=\"1962\"><\/option>\n                        <option value=\"1961\"><\/option>\n                        <option value=\"1960\"><\/option>\n                        <option value=\"1959\"><\/option>\n                        <option value=\"1958\"><\/option>\n                        <option value=\"1957\"><\/option>\n                        <option value=\"1956\"><\/option>\n                        <option value=\"1955\"><\/option>\n                        <option value=\"1954\"><\/option>\n                        <option value=\"1953\"><\/option>\n                        <option value=\"1952\"><\/option>\n                        <option value=\"1951\"><\/option>\n                        <option value=\"1950\"><\/option>\n                        <option value=\"1949\"><\/option>\n                        <option value=\"1948\"><\/option>\n                        <option value=\"1947\"><\/option>\n                        <option value=\"1946\"><\/option>\n                        <option value=\"1945\"><\/option>\n                        <option value=\"1944\"><\/option>\n                        <option value=\"1943\"><\/option>\n                        <option value=\"1942\"><\/option>\n                        <option value=\"1941\"><\/option>\n                        <option value=\"1940\"><\/option>\n                        <option value=\"1939\"><\/option>\n                        <option value=\"1938\"><\/option>\n                        <option value=\"1937\"><\/option>\n                        <option value=\"1936\"><\/option>\n                        <option value=\"1935\"><\/option>\n                        <option value=\"1934\"><\/option>\n                        <option value=\"1933\"><\/option>\n                        <option value=\"1932\"><\/option>\n                        <option value=\"1931\"><\/option>\n                        <option value=\"1930\"><\/option>\n                        <option value=\"1929\"><\/option>\n                        <option value=\"1928\"><\/option>\n                        <option value=\"1927\"><\/option>\n                        <option value=\"1926\"><\/option>\n                        <option value=\"1925\"><\/option>\n                        <option value=\"1924\"><\/option>\n                        <option value=\"1923\"><\/option>\n                        <option value=\"1922\"><\/option>\n                        <option value=\"1921\"><\/option>\n                        <option value=\"1920\"><\/option>\n                        <option value=\"1919\"><\/option>\n                        <option value=\"1918\"><\/option>\n                        <option value=\"1917\"><\/option>\n                        <option value=\"1916\"><\/option>\n                        <option value=\"1915\"><\/option>\n                        <option value=\"1914\"><\/option>\n                        <option value=\"1913\"><\/option>\n                        <option value=\"1912\"><\/option>\n                        <option value=\"1911\"><\/option>\n                        <option value=\"1910\"><\/option>\n                        <option value=\"1909\"><\/option>\n                        <option value=\"1908\"><\/option>\n                        <option value=\"1907\"><\/option>\n                        <option value=\"1906\"><\/option>\n                        <option value=\"1905\"><\/option>\n                        <option value=\"1904\"><\/option>\n                        <option value=\"1903\"><\/option>\n                        <option value=\"1902\"><\/option>\n                        <option value=\"1901\"><\/option>\n                        <option value=\"1900\"><\/option>\n                        <option value=\"1899\"><\/option>\n                        <option value=\"1898\"><\/option>\n                        <option value=\"1897\"><\/option>\n                        <option value=\"1896\"><\/option>\n                        <option value=\"1895\"><\/option>\n                        <option value=\"1894\"><\/option>\n                        <option value=\"1893\"><\/option>\n                        <option value=\"1892\"><\/option>\n                        <option value=\"1891\"><\/option>\n                        <option value=\"1890\"><\/option>\n                        <option value=\"1889\"><\/option>\n                        <option value=\"1888\"><\/option>\n                        <option value=\"1887\"><\/option>\n                        <option value=\"1886\"><\/option>\n                        <option value=\"1885\"><\/option>\n                        <option value=\"1884\"><\/option>\n                        <option value=\"1883\"><\/option>\n                        <option value=\"1882\"><\/option>\n                        <option value=\"1881\"><\/option>\n                        <option value=\"1880\"><\/option>\n                        <option value=\"1879\"><\/option>\n                        <option value=\"1878\"><\/option>\n                        <option value=\"1877\"><\/option>\n                        <option value=\"1876\"><\/option>\n                        <option value=\"1875\"><\/option>\n                        <option value=\"1874\"><\/option>\n                        <option value=\"1873\"><\/option>\n                        <option value=\"1872\"><\/option>\n                        <option value=\"1871\"><\/option>\n                        <option value=\"1870\"><\/option>\n                        <option value=\"1869\"><\/option>\n                        <option value=\"1868\"><\/option>\n                        <option value=\"1867\"><\/option>\n                        <option value=\"1866\"><\/option>\n                        <option value=\"1865\"><\/option>\n                        <option value=\"1864\"><\/option>\n                        <option value=\"1863\"><\/option>\n                        <option value=\"1862\"><\/option>\n                        <option value=\"1861\"><\/option>\n                        <option value=\"1860\"><\/option>\n                        <option value=\"1859\"><\/option>\n                        <option value=\"1858\"><\/option>\n                        <option value=\"1857\"><\/option>\n                        <option value=\"1856\"><\/option>\n                        <option value=\"1855\"><\/option>\n                        <option value=\"1854\"><\/option>\n                        <option value=\"1853\"><\/option>\n                        <option value=\"1852\"><\/option>\n                        <option value=\"1851\"><\/option>\n                        <option value=\"1850\"><\/option>\n                        <option value=\"1849\"><\/option>\n                        <option value=\"1848\"><\/option>\n                        <option value=\"1847\"><\/option>\n                        <option value=\"1846\"><\/option>\n                        <option value=\"1845\"><\/option>\n                        <option value=\"1844\"><\/option>\n                        <option value=\"1843\"><\/option>\n                        <option value=\"1842\"><\/option>\n                        <option value=\"1841\"><\/option>\n                        <option value=\"1840\"><\/option>\n                        <option value=\"1839\"><\/option>\n                        <option value=\"1838\"><\/option>\n                        <option value=\"1837\"><\/option>\n                        <option value=\"1836\"><\/option>\n                        <option value=\"1835\"><\/option>\n                        <option value=\"1834\"><\/option>\n                        <option value=\"1833\"><\/option>\n                        <option value=\"1832\"><\/option>\n                        <option value=\"1831\"><\/option>\n                        <option value=\"1830\"><\/option>\n                        <option value=\"1829\"><\/option>\n                        <option value=\"1828\"><\/option>\n                        <option value=\"1827\"><\/option>\n                        <option value=\"1826\"><\/option>\n                        <option value=\"1825\"><\/option>\n                        <option value=\"1824\"><\/option>\n                        <option value=\"1823\"><\/option>\n                        <option value=\"1822\"><\/option>\n                        <option value=\"1821\"><\/option>\n                        <option value=\"1820\"><\/option>\n                        <option value=\"1819\"><\/option>\n                        <option value=\"1818\"><\/option>\n                        <option value=\"1817\"><\/option>\n                        <option value=\"1816\"><\/option>\n                        <option value=\"1815\"><\/option>\n                        <option value=\"1814\"><\/option>\n                        <option value=\"1813\"><\/option>\n                        <option value=\"1812\"><\/option>\n                        <option value=\"1811\"><\/option>\n                        <option value=\"1810\"><\/option>\n                        <option value=\"1809\"><\/option>\n                        <option value=\"1808\"><\/option>\n                        <option value=\"1807\"><\/option>\n                        <option value=\"1806\"><\/option>\n                        <option value=\"1805\"><\/option>\n                        <option value=\"1804\"><\/option>\n                        <option value=\"1803\"><\/option>\n                        <option value=\"1802\"><\/option>\n                        <option value=\"1801\"><\/option>\n                        <option value=\"1800\"><\/option>\n                      <\/datalist>\n          <span class=\"hf-error hf-hidden\" id=\"hf-an-constructie-error\"><\/span>\n        <\/div>\n        <div class=\"hf-field-group\">\n          <label class=\"hf-label\" for=\"hf-structura\">Structur\u0103 de rezisten\u021b\u0103<span class=\"hf-required\">*<\/span><\/label>\n          <div class=\"hf-autocomplete-wrap\">\n            <input type=\"text\" id=\"hf-structura\" class=\"hf-input\" placeholder=\"Se \u00eencarc\u0103...\" autocomplete=\"off\" \/>\n            <div class=\"hf-autocomplete-list hf-hidden\" id=\"hf-structura-list\"><\/div>\n          <\/div>\n          <span class=\"hf-error hf-hidden\" id=\"hf-structura-error\"><\/span>\n        <\/div>\n        <div class=\"hf-field-group\">\n          <label class=\"hf-label\" for=\"hf-finisaje\">Calitate finisaje<span class=\"hf-required\">*<\/span><\/label>\n          <div class=\"hf-autocomplete-wrap\">\n            <input type=\"text\" id=\"hf-finisaje\" class=\"hf-input\" placeholder=\"Selecta\u021bi...\" autocomplete=\"off\" value=\"\" \/>\n            <div class=\"hf-autocomplete-list hf-hidden\" id=\"hf-finisaje-list\"><\/div>\n          <\/div>\n          <span class=\"hf-error hf-hidden\" id=\"hf-finisaje-error\"><\/span>\n        <\/div>\n      <\/div>\n\n    <\/div>\n  <\/details>\n\n<\/div><!-- \/card 1 -->\n\n<!-- Card 2: Detalii asigurare -->\n<div class=\"hf-form-card\">\n\n  <!-- Header: empty | icon | empty -->\n  <div class=\"hf-form-header-grid\" style=\"margin-bottom:12px\">\n    <div><\/div>\n    <div class=\"hf-form-header-icon-center\">\n      <i data-lucide=\"shield-check\" class=\"hf-icon-header\"><\/i>\n    <\/div>\n    <div><\/div>\n  <\/div>\n  <h3 class=\"hf-form-title-centered\">Detalii asigurare<\/h3>\n  <hr class=\"hf-divider-line\" style=\"margin-bottom:20px\">\n\n  <!-- Suma asigurat\u0103 -->\n  <div class=\"hf-field-group\">\n    <label class=\"hf-label\">Sum\u0103 asigurat\u0103 cl\u0103dire: <strong id=\"hf-suma-display\">120.000 EUR<\/strong><\/label>\n    <input type=\"range\" id=\"hf-suma-slider\" class=\"hf-range\" min=\"20000\" max=\"500000\" step=\"5000\" value=\"120000\" \/>\n    <div class=\"hf-range-labels\">\n      <span>20.000 EUR<\/span>\n      <span>500.000 EUR<\/span>\n    <\/div>\n  <\/div>\n\n  <!-- Cesionare -->\n  <div class=\"hf-field-group\">\n    <label class=\"hf-label\">Cesionare<\/label>\n    <div class=\"hf-toggle-row hf-toggle-3\">\n      <button type=\"button\" class=\"hf-toggle-btn selected\" id=\"hf-ces-none\" data-ces=\"none\">F\u0103r\u0103 cesionare<\/button>\n      <button type=\"button\" class=\"hf-toggle-btn\" id=\"hf-ces-primacasa\" data-ces=\"primacasa\">Prima cas\u0103<\/button>\n      <button type=\"button\" class=\"hf-toggle-btn\" id=\"hf-ces-credit\" data-ces=\"credit\">Credit ipotecar<\/button>\n    <\/div>\n  <\/div>\n\n  <!-- Bank select \u2014 shown when cesionare is prima casa or credit -->\n  <div class=\"hf-field-group hf-hidden\" id=\"hf-banca-block\">\n    <label class=\"hf-label\" for=\"hf-banca\">Banc\u0103<span class=\"hf-required\">*<\/span><\/label>\n    <div class=\"hf-autocomplete-wrap\">\n      <input type=\"text\" id=\"hf-banca\" class=\"hf-input\" placeholder=\"Selecta\u021bi banca...\" autocomplete=\"off\" \/>\n      <div class=\"hf-autocomplete-list hf-hidden\" id=\"hf-banca-list\"><\/div>\n    <\/div>\n    <span class=\"hf-error hf-hidden\" id=\"hf-banca-error\"><\/span>\n  <\/div>\n\n  <!-- Descriere cesionare -->\n  <div class=\"hf-field-group hf-hidden\" id=\"hf-banca-descriere-block\">\n    <label class=\"hf-label\">Descrie cesionarea<\/label>\n    <textarea id=\"hf-banca-descriere\" class=\"hf-input\" rows=\"4\" style=\"resize:none;font-size:0.82rem;line-height:1.5;overflow-y:auto;\"><\/textarea>\n  <\/div>\n\n  <!-- Utilizare proprietate -->\n  <div class=\"hf-hr-divider\"><hr><span>Utilizare proprietate<\/span><hr><\/div>\n\n  <div class=\"hf-inline-field\">\n    <label class=\"hf-label\">Proprietatea este folosit\u0103 doar \u00een scop de locuit?<\/label>\n    <div class=\"hf-toggle-row\">\n      <button type=\"button\" class=\"hf-toggle-btn selected\" id=\"hf-locuit-da\">Da<\/button>\n      <button type=\"button\" class=\"hf-toggle-btn\" id=\"hf-locuit-nu\">Nu<\/button>\n    <\/div>\n  <\/div>\n\n  <div class=\"hf-inline-field\" id=\"hf-permanent-block\">\n    <label class=\"hf-label\">Proprietatea este locuit\u0103 permanent?<\/label>\n    <div class=\"hf-toggle-row\">\n      <button type=\"button\" class=\"hf-toggle-btn selected\" id=\"hf-permanent-da\">Da<\/button>\n      <button type=\"button\" class=\"hf-toggle-btn\" id=\"hf-permanent-nu\">Nu<\/button>\n    <\/div>\n  <\/div>\n\n  <!-- PAD -->\n  <div class=\"hf-inline-field\">\n    <label class=\"hf-label\">Ave\u021bi o poli\u021b\u0103 de asigurare PAD?<\/label>\n    <div class=\"hf-toggle-row\">\n      <button type=\"button\" class=\"hf-toggle-btn\" id=\"hf-pad-da\">Da<\/button>\n      <button type=\"button\" class=\"hf-toggle-btn selected\" id=\"hf-pad-nu\">Nu<\/button>\n    <\/div>\n  <\/div>\n\n  <!-- PAD: no existing policy \u2014 show start\/end dates -->\n  <div id=\"hf-pad-dates-block\">\n    <div class=\"hf-row hf-row-2\">\n      <div class=\"hf-field-group\">\n        <label class=\"hf-label\" for=\"hf-pad-start\">Data \u00eenceput PAD<\/label>\n        <div class=\"hf-input-wrap\">\n          <i data-lucide=\"calendar\" class=\"hf-input-icon\"><\/i>\n          <input type=\"text\" id=\"hf-pad-start\" class=\"hf-input hf-date\" placeholder=\"ZZ\/LL\/AAAA\" readonly \/>\n        <\/div>\n      <\/div>\n      <div class=\"hf-field-group\">\n        <label class=\"hf-label\" for=\"hf-pad-end\">Data sf\u00e2r\u0219it PAD<\/label>\n        <div class=\"hf-input-wrap\">\n          <i data-lucide=\"calendar\" class=\"hf-input-icon\"><\/i>\n          <input type=\"text\" id=\"hf-pad-end\" class=\"hf-input hf-date\" placeholder=\"ZZ\/LL\/AAAA\" readonly \/>\n        <\/div>\n      <\/div>\n    <\/div>\n  <\/div>\n\n  <!-- PAD: existing policy \u2014 show series + number -->\n  <div class=\"hf-hidden\" id=\"hf-pad-prev-block\">\n    <div class=\"hf-row hf-row-2\">\n      <div class=\"hf-field-group\">\n        <label class=\"hf-label\" for=\"hf-pad-serie\">Serie poli\u021b\u0103 PAD anterioar\u0103<\/label>\n        <div class=\"hf-autocomplete-wrap\">\n          <input type=\"text\" id=\"hf-pad-serie\" class=\"hf-input\" placeholder=\"ex: PAD\" autocomplete=\"off\" \/>\n          <div class=\"hf-autocomplete-list hf-hidden\" id=\"hf-pad-serie-list\"><\/div>\n        <\/div>\n      <\/div>\n      <div class=\"hf-field-group\">\n        <label class=\"hf-label\" for=\"hf-pad-numar\">Num\u0103r poli\u021b\u0103 PAD anterioar\u0103<\/label>\n        <input type=\"text\" id=\"hf-pad-numar\" class=\"hf-input\" placeholder=\"ex: 1234567\" \/>\n      <\/div>\n    <\/div>\n  <\/div>\n\n  <!-- Submit -->\n  <div style=\"margin-top:24px;padding-top:20px;border-top:1px solid var(--hf-border)\">\n    <button type=\"button\" class=\"hf-btn-primary\" id=\"hf-step1-next\" style=\"display:flex;width:100%;max-width:360px;margin:0 auto;justify-content:center\">\n      Date corecte, urm\u0103torul pas\n      <i data-lucide=\"arrow-right\" class=\"hf-icon-btn\"><\/i>\n    <\/button>\n    <div id=\"hf-step1-error\" class=\"hf-error-msg hf-hidden\"><\/div>\n  <\/div>\n  <div class=\"hf-security-strip\">\n    <i data-lucide=\"lock\" class=\"hf-icon-security\"><\/i>\n    Date securizate \u00b7 Conexiune criptat\u0103 SSL\n  <\/div>\n\n<\/div><!-- \/card 2 -->\n      <\/div>\n\n      <div id=\"hf-step-2\" class=\"hf-hidden\">\n        <div class=\"hf-form-card\">\n  <div class=\"hf-form-header-grid\" style=\"margin-bottom:12px\">\n    <div>\n      <button type=\"button\" class=\"hf-back-btn\" id=\"hf-step2-back\">\n        <i data-lucide=\"arrow-left\" class=\"hf-icon-btn\"><\/i>\n        \u00cenapoi\n      <\/button>\n    <\/div>\n    <div class=\"hf-form-header-icon-center\">\n      <i data-lucide=\"user\" class=\"hf-icon-header\"><\/i>\n    <\/div>\n    <div><\/div>\n  <\/div>\n  <h3 class=\"hf-form-title-centered\">Detalii proprietar<\/h3>\n  <hr class=\"hf-divider-line\" style=\"margin-bottom:20px\">\n\n  <div class=\"hf-row hf-row-2\">\n    <div class=\"hf-field-group\">\n      <label class=\"hf-label\" for=\"hf-owner-nume\">Nume<span class=\"hf-required\">*<\/span><\/label>\n      <input type=\"text\" id=\"hf-owner-nume\" class=\"hf-input\" placeholder=\"ex: POPESCU\" \/>\n      <span class=\"hf-error hf-hidden\" id=\"hf-owner-nume-error\"><\/span>\n    <\/div>\n    <div class=\"hf-field-group\">\n      <label class=\"hf-label\" for=\"hf-owner-prenume\">Prenume<span class=\"hf-required\">*<\/span><\/label>\n      <input type=\"text\" id=\"hf-owner-prenume\" class=\"hf-input\" placeholder=\"ex: ANDREI\" \/>\n      <span class=\"hf-error hf-hidden\" id=\"hf-owner-prenume-error\"><\/span>\n    <\/div>\n  <\/div>\n\n  <!-- CNP + Tip document -->\n  <div class=\"hf-row hf-row-2\">\n    <div class=\"hf-field-group\">\n      <label class=\"hf-label\" for=\"hf-owner-cnp\">CNP<span class=\"hf-required\">*<\/span><\/label>\n      <input type=\"text\" id=\"hf-owner-cnp\" class=\"hf-input\" placeholder=\"13 cifre\" maxlength=\"13\" \/>\n      <span class=\"hf-error hf-hidden\" id=\"hf-owner-cnp-error\"><\/span>\n    <\/div>\n    <div class=\"hf-field-group\">\n      <label class=\"hf-label\">Tip document<\/label>\n      <div class=\"hf-toggle-row\">\n        <button type=\"button\" class=\"hf-toggle-btn selected\" id=\"hf-owner-doc-ci\" data-doctype=\"CI\">CI \/ BI<\/button>\n        <button type=\"button\" class=\"hf-toggle-btn\" id=\"hf-owner-doc-pasaport\" data-doctype=\"PASAPORT\">Pa\u0219aport<\/button>\n      <\/div>\n    <\/div>\n  <\/div>\n\n  <!-- Serie (narrow) | Num\u0103r document | Data expirare -->\n  <div class=\"hf-row hf-row-3\" style=\"grid-template-columns: 0.55fr 1fr 1.2fr\">\n    <div class=\"hf-field-group\">\n      <label class=\"hf-label\" for=\"hf-owner-serie\">Serie<span class=\"hf-required\">*<\/span><\/label>\n      <input type=\"text\" id=\"hf-owner-serie\" class=\"hf-input\" placeholder=\"ex: RX\" \/>\n      <span class=\"hf-error hf-hidden\" id=\"hf-owner-serie-error\"><\/span>\n    <\/div>\n    <div class=\"hf-field-group\">\n      <label class=\"hf-label\" for=\"hf-owner-numar-doc\">Num\u0103r document<span class=\"hf-required\">*<\/span><\/label>\n      <input type=\"text\" id=\"hf-owner-numar-doc\" class=\"hf-input\" placeholder=\"6 cifre\" maxlength=\"6\" \/>\n      <span class=\"hf-error hf-hidden\" id=\"hf-owner-numar-doc-error\"><\/span>\n    <\/div>\n    <div class=\"hf-field-group\">\n      <label class=\"hf-label\" for=\"hf-owner-expirare\">Data expirare<\/label>\n      <div class=\"hf-input-wrap\">\n        <i data-lucide=\"calendar\" class=\"hf-input-icon\"><\/i>\n        <input type=\"text\" id=\"hf-owner-expirare\" class=\"hf-input hf-date\" placeholder=\"ZZ\/LL\/AAAA\" readonly \/>\n      <\/div>\n    <\/div>\n  <\/div>\n\n  <div class=\"hf-row hf-row-2\">\n    <div class=\"hf-field-group\">\n      <label class=\"hf-label\" for=\"hf-owner-email\">Email<span class=\"hf-required\">*<\/span><\/label>\n      <input type=\"email\" id=\"hf-owner-email\" class=\"hf-input\" placeholder=\"ex: ion@exemplu.ro\" \/>\n      <span class=\"hf-error hf-hidden\" id=\"hf-owner-email-error\"><\/span>\n    <\/div>\n    <div class=\"hf-field-group\">\n      <label class=\"hf-label\" for=\"hf-owner-telefon\">Telefon<span class=\"hf-required\">*<\/span><\/label>\n      <input type=\"tel\" id=\"hf-owner-telefon\" class=\"hf-input\" placeholder=\"07XXXXXXXX\" \/>\n      <span class=\"hf-error hf-hidden\" id=\"hf-owner-telefon-error\"><\/span>\n    <\/div>\n  <\/div>\n\n  <!-- Same address toggle -->\n  <div class=\"hf-inline-field\">\n    <label class=\"hf-label\">Adresa proprietar este aceea\u0219i cu adresa imobilului asigurat?<\/label>\n    <div class=\"hf-toggle-row\">\n      <button type=\"button\" class=\"hf-toggle-btn selected\" id=\"hf-same-addr-da\">Da<\/button>\n      <button type=\"button\" class=\"hf-toggle-btn\" id=\"hf-same-addr-nu\">Nu<\/button>\n    <\/div>\n  <\/div>\n\n  <!-- Owner address \u2014 hidden when same as property -->\n  <div class=\"hf-hidden\" id=\"hf-owner-address-block\">\n    <div class=\"hf-section-divider\">\n      <h3 class=\"hf-section-title\">Adresa proprietar<\/h3>\n    <\/div>\n\n    <div class=\"hf-row hf-row-2\">\n      <div class=\"hf-field-group\">\n        <label class=\"hf-label\" for=\"hf-owner-judet\">Jude\u021b<span class=\"hf-required\">*<\/span><\/label>\n        <div class=\"hf-autocomplete-wrap\">\n          <input type=\"text\" id=\"hf-owner-judet\" class=\"hf-input\" placeholder=\"Selecta\u021bi jude\u021bul\" autocomplete=\"off\" \/>\n          <div class=\"hf-autocomplete-list hf-hidden\" id=\"hf-owner-judet-list\"><\/div>\n        <\/div>\n        <span class=\"hf-error hf-hidden\" id=\"hf-owner-judet-error\"><\/span>\n      <\/div>\n      <div class=\"hf-field-group\">\n        <label class=\"hf-label\" for=\"hf-owner-oras\">Ora\u0219 \/ Comun\u0103<span class=\"hf-required\">*<\/span><\/label>\n        <div class=\"hf-autocomplete-wrap\">\n          <input type=\"text\" id=\"hf-owner-oras\" class=\"hf-input\" placeholder=\"\u2190 Selecta\u021bi mai \u00eent\u00e2i jude\u021bul\" autocomplete=\"off\" disabled \/>\n          <div class=\"hf-autocomplete-list hf-hidden\" id=\"hf-owner-oras-list\"><\/div>\n        <\/div>\n        <span class=\"hf-error hf-hidden\" id=\"hf-owner-oras-error\"><\/span>\n      <\/div>\n    <\/div>\n\n    <div class=\"hf-row hf-row-2\">\n      <div class=\"hf-field-group\">\n        <label class=\"hf-label\" for=\"hf-owner-tip-strada\">Tip strad\u0103<\/label>\n        <div class=\"hf-autocomplete-wrap\">\n          <input type=\"text\" id=\"hf-owner-tip-strada\" class=\"hf-input\" placeholder=\"Strada\" autocomplete=\"off\" value=\"\" \/>\n          <div class=\"hf-autocomplete-list hf-hidden\" id=\"hf-owner-tip-strada-list\"><\/div>\n        <\/div>\n      <\/div>\n      <div class=\"hf-field-group\">\n        <label class=\"hf-label\" for=\"hf-owner-strada\">Strad\u0103<span class=\"hf-required\">*<\/span><\/label>\n        <input type=\"text\" id=\"hf-owner-strada\" class=\"hf-input\" placeholder=\"Numele str\u0103zii\" \/>\n        <span class=\"hf-error hf-hidden\" id=\"hf-owner-strada-error\"><\/span>\n      <\/div>\n    <\/div>\n\n    <div class=\"hf-row hf-row-4\">\n      <div class=\"hf-field-group\">\n        <label class=\"hf-label\" for=\"hf-owner-numar-strada\">Num\u0103r<span class=\"hf-required\">*<\/span><\/label>\n        <input type=\"text\" id=\"hf-owner-numar-strada\" class=\"hf-input\" placeholder=\"1\" \/>\n        <span class=\"hf-error hf-hidden\" id=\"hf-owner-numar-strada-error\"><\/span>\n      <\/div>\n      <div class=\"hf-field-group\">\n        <label class=\"hf-label\" for=\"hf-owner-bloc\">Bloc<\/label>\n        <input type=\"text\" id=\"hf-owner-bloc\" class=\"hf-input\" placeholder=\"-\" \/>\n      <\/div>\n      <div class=\"hf-field-group\">\n        <label class=\"hf-label\" for=\"hf-owner-scara\">Scar\u0103<\/label>\n        <input type=\"text\" id=\"hf-owner-scara\" class=\"hf-input\" placeholder=\"-\" \/>\n      <\/div>\n      <div class=\"hf-field-group\">\n        <label class=\"hf-label\" for=\"hf-owner-apartament\">Apartament<\/label>\n        <input type=\"text\" id=\"hf-owner-apartament\" class=\"hf-input\" placeholder=\"-\" \/>\n      <\/div>\n    <\/div>\n\n    <div class=\"hf-row hf-row-2\">\n      <div class=\"hf-field-group\">\n        <label class=\"hf-label\" for=\"hf-owner-etaj\">Etaj<\/label>\n        <div class=\"hf-autocomplete-wrap\">\n          <input type=\"text\" id=\"hf-owner-etaj\" class=\"hf-input\" placeholder=\"Selecta\u021bi etajul\" autocomplete=\"off\" \/>\n          <div class=\"hf-autocomplete-list hf-hidden\" id=\"hf-owner-etaj-list\"><\/div>\n        <\/div>\n      <\/div>\n      <div class=\"hf-field-group\">\n        <label class=\"hf-label\" for=\"hf-owner-cod-postal\">Cod po\u0219tal<span class=\"hf-required\">*<\/span><\/label>\n        <input type=\"text\" id=\"hf-owner-cod-postal\" class=\"hf-input\" placeholder=\"6 cifre\" maxlength=\"6\" \/>\n        <span class=\"hf-error hf-hidden\" id=\"hf-owner-cod-postal-error\"><\/span>\n      <\/div>\n    <\/div>\n  <\/div>\n\n  <!-- Policy start date \u2014 half width -->\n  <div class=\"hf-field-group hf-field-half\">\n    <label class=\"hf-label\" for=\"hf-policy-start\">Data intrare \u00een vigoare poli\u021b\u0103<span class=\"hf-required\">*<\/span><\/label>\n    <div class=\"hf-input-wrap\">\n      <i data-lucide=\"calendar\" class=\"hf-input-icon\"><\/i>\n      <input type=\"text\" id=\"hf-policy-start\" class=\"hf-input hf-date\" placeholder=\"ZZ\/LL\/AAAA\" readonly \/>\n    <\/div>\n    <span class=\"hf-error hf-hidden\" id=\"hf-policy-start-error\"><\/span>\n  <\/div>\n\n  <!-- DNT* \u0219i consultan\u021b\u0103 -->\n  <div class=\"hf-hr-divider hf-dnt-divider\"><hr><span>DNT* \u0219i consultan\u021b\u0103 - \u00centreb\u0103ri conform normei 22\/2021<\/span><hr><\/div>\n\n  <div id=\"hf-dnt-section\">\n\n    <!-- Q1: informa\u021bii suplimentare -->\n    <div class=\"hf-dnt-block\">\n      <div class=\"hf-dnt-question\">Dori\u021bi s\u0103 transmite\u021bi informa\u021bii suplimentare pentru alte produse de asigurare?<\/div>\n      <div class=\"hf-dnt-toggle-row\">\n        <button type=\"button\" class=\"hf-dnt-toggle-btn\" id=\"hf-dnt-q1-da\">Da<\/button>\n        <button type=\"button\" class=\"hf-dnt-toggle-btn selected\" id=\"hf-dnt-q1-nu\">Vreau doar Asigurare Locuin\u021b\u0103<\/button>\n      <\/div>\n    <\/div>\n\n    <!-- Q2: consultan\u021b\u0103 suplimentar\u0103 -->\n    <div class=\"hf-dnt-block\">\n      <div class=\"hf-dnt-question\">Dori\u021bi consultan\u021b\u0103 suplimentar\u0103?<\/div>\n      <div class=\"hf-dnt-toggle-row\">\n        <button type=\"button\" class=\"hf-dnt-toggle-btn\" id=\"hf-dnt-q2-da\">Da<\/button>\n        <button type=\"button\" class=\"hf-dnt-toggle-btn selected\" id=\"hf-dnt-q2-nu\">Nu<\/button>\n      <\/div>\n    <\/div>\n\n    <!-- GDPR consent (required) -->\n    <div class=\"hf-dnt-gdpr-block\" id=\"hf-dnt-gdpr-block\">\n      <label class=\"hf-dnt-gdpr-row\">\n        <input type=\"checkbox\" class=\"hf-dnt-checkbox\" id=\"hf-consent-gdpr\" \/>\n        <span>Sunt de acord ca datele mele personale s\u0103 fie stocate de brokerul de asigurare \u0219i s\u0103 fie prelucrate conform <a href=\"https:\/\/infoasig.ro\/politica-de-confidentialitate\/\" target=\"_blank\" rel=\"noopener\" style=\"color:var(--hf-primary);text-decoration:underline\">Politicii de prelucrare a datelor personale<\/a>.<\/span>\n      <\/label>\n    <\/div>\n\n    <!-- Seismic declaration (required) -->\n    <div class=\"hf-dnt-gdpr-block\" id=\"hf-dnt-seismic-block\" style=\"margin-top:8px\">\n      <label class=\"hf-dnt-gdpr-row\">\n        <input type=\"checkbox\" class=\"hf-dnt-checkbox\" id=\"hf-consent-seismic\" \/>\n        <span>Prin prezenta declara\u021bie pe proprie r\u0103spundere confirm c\u0103 datele \u0219i informa\u021biile furnizate sunt reale la momentul complet\u0103rii cererii \u0219i c\u0103 imobilul asigurat NU se reg\u0103se\u0219te pe <a href=\"https:\/\/amccrs-pmb.ro\/lista-imobile-2\" target=\"_blank\" rel=\"noopener\" style=\"color:var(--hf-primary);text-decoration:underline\">lista MLPAT<\/a> (lista imobilelor expertizate tehnic \u0219i \u00eencadrate \u00een clasa de risc seismic I, risc seismic II sau urgen\u021b\u0103 I).<\/span>\n      <\/label>\n    <\/div>\n\n  <\/div>\n\n  <!-- Submit -->\n  <div style=\"margin-top:24px;padding-top:20px;border-top:1px solid var(--hf-border)\">\n    <button type=\"button\" class=\"hf-btn-primary\" id=\"hf-step2-next\" style=\"display:flex;width:100%;max-width:360px;margin:0 auto;justify-content:center\">\n      Vede\u021bi ofertele\n      <i data-lucide=\"arrow-right\" class=\"hf-icon-btn\"><\/i>\n    <\/button>\n    <div id=\"hf-step2-error\" class=\"hf-error-msg hf-hidden\"><\/div>\n  <\/div>\n  <div class=\"hf-security-strip\">\n    <i data-lucide=\"lock\" class=\"hf-icon-security\"><\/i>\n    Date securizate \u00b7 Conexiune criptat\u0103 SSL\n  <\/div>\n\n<\/div>\n      <\/div>\n\n      <div id=\"hf-step-3\" class=\"hf-hidden\">\n        <div class=\"hf-offers-wrap\">\n\n  <!-- Header card -->\n  <div class=\"hf-card hf-offers-card-header\">\n    <div class=\"hf-offers-header-grid\">\n      <button type=\"button\" class=\"hf-back-btn\" id=\"hf-back-to-step2\">\n        <i data-lucide=\"arrow-left\" class=\"hf-icon-btn\"><\/i>\n        \u00cenapoi\n      <\/button>\n      <div class=\"hf-offers-title-group\">\n        <div class=\"hf-form-header-icon-center\">\n          <i data-lucide=\"shield\" class=\"hf-icon-header\"><\/i>\n        <\/div>\n        <span class=\"hf-offers-title\">Ofertele noastre<\/span>\n      <\/div>\n      <div class=\"hf-offers-meta-right\">\n        <div class=\"hf-offers-period\" id=\"hf-offers-period\"><\/div>\n      <\/div>\n    <\/div>\n    <hr class=\"hf-offers-header-divider\">\n    <!-- Filter tabs + Sort \u2014 unified block -->\n    <div class=\"hf-filters-sort-block\">\n      <div class=\"hf-offer-filters\" id=\"hf-offer-filters\">\n        <button type=\"button\" class=\"hf-filter-tab\" data-filter=\"obligatoriu\" id=\"hf-filter-obligatoriu\">Obligatorie<\/button>\n        <button type=\"button\" class=\"hf-filter-tab\" data-filter=\"completa\" id=\"hf-filter-completa\">Complet\u0103<\/button>\n        <button type=\"button\" class=\"hf-filter-tab active\" data-filter=\"all\" id=\"hf-filter-all\">Obligatorie + Complet\u0103<\/button>\n      <\/div>\n      <div class=\"hf-offers-sort-row\">\n        <div class=\"hf-select-wrap hf-select-sm\">\n          <select id=\"hf-sort\" class=\"hf-select\">\n            <option value=\"asc\">Pre\u021b cresc\u0103tor<\/option>\n            <option value=\"desc\">Pre\u021b descresc\u0103tor<\/option>\n          <\/select>\n          <button type=\"button\" id=\"hf-sort-clear\" class=\"hf-sort-clear-btn\" title=\"Reseteaz\u0103 sortarea\">\u00d7<\/button>\n        <\/div>\n      <\/div>\n    <\/div>\n  <\/div>\n\n  <!-- Loading \/ error \/ empty states -->\n  <div id=\"hf-offers-loading\" class=\"hf-loading-row hf-hidden\">\n    <div class=\"hf-spinner\"><\/div>\n    <span>Se incarca ofertele...<\/span>\n  <\/div>\n  <div id=\"hf-offers-error\" class=\"hf-error-msg hf-hidden\"><\/div>\n  <div id=\"hf-offers-empty\" class=\"hf-empty-msg hf-hidden\">\n    <i data-lucide=\"inbox\" class=\"hf-icon-lg\"><\/i>\n    <p>Nu am gasit oferte pentru criteriile selectate.<\/p>\n    <button type=\"button\" class=\"hf-btn-secondary\" onclick=\"HFNav.goTo(1)\">Modifica criteriile<\/button>\n  <\/div>\n\n  <!-- Offer cards list -->\n  <div id=\"hf-offers-list\" class=\"hf-offers-list\"><\/div>\n\n  <div id=\"hf-offers-note\" class=\"hf-offers-note hf-hidden\">\n    * Preturile sunt exprimate in EUR si includ toate taxele.\n  <\/div>\n\n<\/div>\n      <\/div>\n\n    <\/div><!-- .hf-container -->\n  <\/div><!-- .hf-shell -->\n\n  <!-- Modals -->\n  <div class=\"hf-overlay hf-hidden\" id=\"hf-modal-consent\" onclick=\"if(event.target===this)HFConsent.closeModal()\">\n  <div class=\"hf-modal hf-modal-dnt\">\n    <div class=\"hf-modal-header\">\n      <span class=\"hf-modal-title\">Formular de analiz\u0103 cerin\u021be \u0219i necesit\u0103\u021bi (DNT)<\/span>\n      <button type=\"button\" class=\"hf-modal-close\" aria-label=\"\u00cenchide\" onclick=\"HFConsent.closeModal()\">\n        <i data-lucide=\"x\" class=\"hf-icon\"><\/i>\n      <\/button>\n    <\/div>\n\n    <div class=\"hf-modal-body hf-consent-body\" style=\"overflow-y:auto\">\n\n      <!-- Identity display -->\n      <div class=\"hf-dnt-identity-row\">\n        <div class=\"hf-dnt-identity-field\">\n          <div class=\"hf-dnt-identity-label\">Nume \u0219i prenume<\/div>\n          <div class=\"hf-dnt-identity-value\" id=\"hf-consent-name\">\u2014<\/div>\n        <\/div>\n        <div class=\"hf-dnt-identity-field\">\n          <div class=\"hf-dnt-identity-label\">CNP<\/div>\n          <div class=\"hf-dnt-identity-value\" id=\"hf-consent-cnp\">\u2014<\/div>\n        <\/div>\n      <\/div>\n\n      <!-- Ce tipuri de asigur\u0103ri v\u0103 intereseaz\u0103? -->\n      <div class=\"hf-dnt-block\">\n        <div class=\"hf-dnt-question\">Ce tipuri de asigur\u0103ri v\u0103 intereseaz\u0103?<\/div>\n        <label class=\"hf-dnt-check-row\"><input type=\"checkbox\" class=\"hf-dnt-checkbox\" id=\"hf-dnt-asig-auto\" \/><span>Asigurare auto<\/span><\/label>\n        <label class=\"hf-dnt-check-row\"><input type=\"checkbox\" class=\"hf-dnt-checkbox\" id=\"hf-dnt-asig-loc\" checked \/><span>Asigurare locuin\u021b\u0103<\/span><\/label>\n        <label class=\"hf-dnt-check-row\"><input type=\"checkbox\" class=\"hf-dnt-checkbox\" id=\"hf-dnt-asig-cal\" \/><span>Asigurare c\u0103l\u0103torie<\/span><\/label>\n        <label class=\"hf-dnt-check-row\"><input type=\"checkbox\" class=\"hf-dnt-checkbox\" id=\"hf-dnt-asig-rac\" \/><span>R\u0103spundere civil\u0103<\/span><\/label>\n        <label class=\"hf-dnt-check-row\"><input type=\"checkbox\" class=\"hf-dnt-checkbox\" id=\"hf-dnt-asig-acc\" \/><span>Accident persoane<\/span><\/label>\n      <\/div>\n\n      <!-- Sunte\u021bi de acord s\u0103 ne oferi\u021bi informa\u021bii suplimentare? -->\n      <div class=\"hf-dnt-block\">\n        <div class=\"hf-dnt-question\">Sunte\u021bi de acord s\u0103 ne oferi\u021bi informa\u021bii suplimentare?<\/div>\n        <div class=\"hf-dnt-toggle-row\">\n          <button type=\"button\" class=\"hf-dnt-toggle-btn selected\" id=\"hf-dnt-modal-infoSup-nu\">Nu<\/button>\n          <button type=\"button\" class=\"hf-dnt-toggle-btn\" id=\"hf-dnt-modal-infoSup-da\">Da<\/button>\n        <\/div>\n      <\/div>\n\n      <!-- Extra fields \u2014 shown when infoSup=Da -->\n      <div id=\"hf-dnt-modal-extra\" class=\"hf-dnt-modal-extra hf-hidden\">\n        <div class=\"hf-dnt-extra-row\">\n          <label class=\"hf-label\" for=\"hf-dnt-stare-civila\">Stare civil\u0103<\/label>\n          <select class=\"hf-input hf-select\" id=\"hf-dnt-stare-civila\">\n            <option value=\"\">Selecta\u021bi<\/option>\n            <option value=\"necasatorit\">Nec\u0103s\u0103torit\/\u0103<\/option>\n            <option value=\"casatorit\">C\u0103s\u0103torit\/\u0103<\/option>\n            <option value=\"divortat\">Divor\u021bat\/\u0103<\/option>\n            <option value=\"vaduv\">V\u0103duv\/\u0103<\/option>\n          <\/select>\n        <\/div>\n        <div class=\"hf-dnt-extra-row\">\n          <label class=\"hf-label\">Copii minori<\/label>\n          <div class=\"hf-dnt-toggle-row hf-dnt-toggle-sm\">\n            <button type=\"button\" class=\"hf-dnt-toggle-btn selected\" id=\"hf-dnt-copii-nu\">Nu<\/button>\n            <button type=\"button\" class=\"hf-dnt-toggle-btn\" id=\"hf-dnt-copii-da\">Da<\/button>\n          <\/div>\n        <\/div>\n        <div class=\"hf-dnt-extra-row\">\n          <label class=\"hf-label\">Locuin\u021b\u0103 \u00een proprietate<\/label>\n          <div class=\"hf-dnt-toggle-row hf-dnt-toggle-sm\">\n            <button type=\"button\" class=\"hf-dnt-toggle-btn selected\" id=\"hf-dnt-locuinta-nu\">Nu<\/button>\n            <button type=\"button\" class=\"hf-dnt-toggle-btn\" id=\"hf-dnt-locuinta-da\">Da<\/button>\n          <\/div>\n        <\/div>\n        <div class=\"hf-dnt-extra-row\">\n          <label class=\"hf-label\">Autovehicul \u00een proprietate<\/label>\n          <div class=\"hf-dnt-toggle-row hf-dnt-toggle-sm\">\n            <button type=\"button\" class=\"hf-dnt-toggle-btn selected\" id=\"hf-dnt-auto-nu\">Nu<\/button>\n            <button type=\"button\" class=\"hf-dnt-toggle-btn\" id=\"hf-dnt-auto-da\">Da<\/button>\n          <\/div>\n        <\/div>\n        <div class=\"hf-dnt-extra-row\">\n          <label class=\"hf-label\" for=\"hf-dnt-profesie\">Ce profesie ave\u021bi?<\/label>\n          <input type=\"text\" class=\"hf-input\" id=\"hf-dnt-profesie\" placeholder=\"Ex: inginer, medic, IT...\" \/>\n        <\/div>\n      <\/div>\n\n      <!-- Date reale (required) -->\n      <div class=\"hf-dnt-gdpr-block\" id=\"hf-dnt-modal-date-block\">\n        <label class=\"hf-dnt-gdpr-row\">\n          <input type=\"checkbox\" class=\"hf-dnt-checkbox\" id=\"hf-dnt-modal-date-cb\" \/>\n          <span>Datele introduse sunt reale, am peste 18 ani \u0219i sunt de acord cu prelucrarea datelor personale.<\/span>\n        <\/label>\n      <\/div>\n\n      <div id=\"hf-consent-submit-error\" class=\"hf-hidden\" style=\"font-size:0.8rem;color:var(--hf-error);margin-top:8px\"><\/div>\n    <\/div>\n\n    <div class=\"hf-modal-footer\">\n      <button type=\"button\" class=\"hf-btn-primary\" id=\"hf-consent-submit-btn\" style=\"flex:1;justify-content:center\" onclick=\"HFConsent.submitModal()\">\n        Trimite\n        <i data-lucide=\"arrow-right\" class=\"hf-icon-btn\"><\/i>\n      <\/button>\n    <\/div>\n  <\/div>\n<\/div>\n  <div class=\"hf-overlay hf-hidden\" id=\"hf-modal-legal\" onclick=\"if(event.target===this)HFNav.closeLegalModal()\">\n  <div class=\"hf-modal\">\n    <div class=\"hf-modal-header\">\n      <span class=\"hf-modal-title\" id=\"hf-legal-modal-title\">Informatii legale<\/span>\n      <button type=\"button\" class=\"hf-modal-close\" aria-label=\"Inchide\" onclick=\"HFNav.closeLegalModal()\">\n        <i data-lucide=\"x\" class=\"hf-icon\"><\/i>\n      <\/button>\n    <\/div>\n    <div class=\"hf-modal-body\" style=\"overflow-y:auto\">\n      <iframe id=\"hf-legal-iframe\" src=\"\" style=\"width:100%;min-height:480px;border:none;\" loading=\"lazy\"><\/iframe>\n    <\/div>\n    <div class=\"hf-modal-footer\">\n      <button type=\"button\" class=\"hf-btn-secondary\" onclick=\"HFNav.closeLegalModal()\">Inchide<\/button>\n    <\/div>\n  <\/div>\n<\/div>\n  <div class=\"hf-overlay hf-hidden\" id=\"hf-modal-terms\" onclick=\"if(event.target===this)HFNav.closeTermsModal()\">\n  <div class=\"hf-modal hf-modal-legal\">\n    <div class=\"hf-modal-header\">\n      <span class=\"hf-modal-title\">Termeni \u0219i condi\u021bii | Informare precontractual\u0103<\/span>\n      <button type=\"button\" class=\"hf-modal-close\" aria-label=\"\u00cenchide\" onclick=\"HFNav.closeTermsModal()\"><i data-lucide=\"x\" class=\"hf-icon\"><\/i><\/button>\n    <\/div>\n    <div class=\"hf-modal-body hf-legal-body\">\n      <p class=\"hf-legal-intro\"><i data-lucide=\"info\" class=\"hf-icon-sm\"><\/i><span>Parcurge reglement\u0103rile urm\u0103toare \u0219i accept\u0103 termenii pentru a continua.<\/span><\/p>\n      <div class=\"hf-legal-scroll\">\n        <p><strong>TERMENI \u0218I CONDI\u021aII DE UTILIZARE A SITE-ULUI INFOASIG.RO<\/strong><\/p>\n        <p><strong>Informare precontractual\u0103<\/strong><\/p>\n        <p><em>\u00een conformitate cu Legea nr. 236\/2018 privind distribu\u021bia de asigur\u0103ri \u0219i Norma ASF nr. 22\/2021<\/em><\/p>\n        <p class=\"hf-legal-effective\">Actualizat la data de 18.03.2026<\/p>\n\n        <h4>1. Identitatea distribuitorului<\/h4>\n        <p><strong>Intermediar principal (broker):<\/strong> INTER Broker de Asigurare SRL<\/p>\n        <p><strong>Operatorul site-ului:<\/strong> CRISANA BROKER SRL, Str. Jurcsak Tibor nr. 18, Oradea, jude\u021bul Bihor, CUI 36759770, J05\/2074\/2016, e-mail: <a href=\"mailto:contact@infoasig.ro\">contact@infoasig.ro<\/a>. Activitatea se desf\u0103\u0219oar\u0103 \u00een colaborare cu INTER Broker de Asigurare SRL, \u00een calitate de broker de asigurare responsabil pentru distribu\u021bia produselor \u0219i rela\u021bia contractual\u0103 cu societ\u0103\u021bile de asigurare.<\/p>\n\n        <h4>2. Conflicte de interese<\/h4>\n        <p>CRISANA BROKER SRL \u0219i INTER Broker de Asigurare SRL nu de\u021bin participa\u021bii calificate \u00een capitalul niciunei societ\u0103\u021bi de asigurare \u0219i nicio societate de asigurare nu de\u021bine participa\u021bii calificate \u00een acestea. Serviciile de consultan\u021b\u0103 sunt oferite pe baza unei analize impar\u021biale, f\u0103r\u0103 obliga\u021bii de exclusivitate. Recomand\u0103rile sunt formulate \u00een func\u021bie de cerin\u021bele \u0219i nevoile identificate ale clientului.<\/p>\n\n        <h4>3. Natura remunera\u021biei<\/h4>\n        <p>Remunera\u021bia este reprezentat\u0103 de un comision inclus \u00een prima de asigurare, pl\u0103tit de societatea de asigurare. Utilizatorul nu suport\u0103 costuri suplimentare pentru serviciile de ofertare \u0219i intermediere. \u00cen anumite situa\u021bii pot exista beneficii sau bonusuri acordate de asigur\u0103tori \u00een func\u021bie de criterii cantitative sau calitative, f\u0103r\u0103 a influen\u021ba valoarea primei pl\u0103tite de client.<\/p>\n\n        <h4>4. Consultan\u021b\u0103 \u0219i documentul de informare privind produsul (PID)<\/h4>\n        <p>Cerin\u021bele \u0219i nevoile clientului sunt identificate \u0219i evaluate pe baza informa\u021biilor furnizate. Pentru fiecare ofert\u0103 este pus la dispozi\u021bie Documentul de informare privind produsul de asigurare (PID), disponibil \u00eenainte de \u00eencheierea contractului. Utilizatorul este \u00eencurajat s\u0103 consulte cu aten\u021bie PID-ul \u00eenainte de finalizare.<\/p>\n\n        <h4>5. Alte informa\u021bii utile<\/h4>\n        <p>Primele de asigurare nu sunt purt\u0103toare de TVA. Fondul de Garantare a Asigura\u021bilor (FGA) poate interveni \u00een caz de insolven\u021b\u0103 a unui asigur\u0103tor autorizat \u00een Rom\u00e2nia. Informa\u021bii: <a href=\"https:\/\/www.fgaromania.ro\" target=\"_blank\" rel=\"noopener\">www.fgaromania.ro<\/a>. Utilizatorii cu risc ridicat RCA pot solicita o ofert\u0103 prin BAAR: <a href=\"https:\/\/www.baar.ro\/asigurati-cu-risc-ridicat\/\" target=\"_blank\" rel=\"noopener\">www.baar.ro<\/a>.<\/p>\n\n        <h4>1. Acceptarea Termenilor \u0219i Condi\u021biilor<\/h4>\n        <p>Site-ul infoasig.ro este operat de CRISANA BROKER SRL, \u00een colaborare cu INTER Broker de Asigurare SRL. Utilizarea site-ului (inclusiv accesarea, completarea formularelor, solicitarea de oferte, emiterea poli\u021belor, efectuarea pl\u0103\u021bilor sau administrarea contului) implic\u0103 acceptarea integral\u0103 \u0219i necondi\u021bionat\u0103 a prezentelor Termeni \u0219i Condi\u021bii. Utilizarea site-ului este permis\u0103 exclusiv persoanelor care au \u00eemplinit 18 ani \u0219i au capacitate deplin\u0103 de exerci\u021biu.<\/p>\n        <p>Prin accesarea op\u021biunii \u201eVede\u021bi ofertele\", utilizatorul confirm\u0103 corectitudinea datelor introduse \u0219i acordul pentru:<\/p>\n        <ul>\n          <li>transmiterea datelor c\u0103tre asigur\u0103tori \u00een vederea calcul\u0103rii ofertelor;<\/li>\n          <li>crearea automat\u0103 a unui cont de utilizator;<\/li>\n          <li>transmiterea ofertelor \u0219i a unui link securizat pentru setarea parolei;<\/li>\n          <li>verificarea automat\u0103 a expir\u0103rilor (RCA, ITP, roviniet\u0103) prin surse oficiale;<\/li>\n          <li>transmiterea de notific\u0103ri privind aceste expir\u0103ri, cu posibilitatea de dezabonare.<\/li>\n        <\/ul>\n\n        <h4>2. Defini\u021bii<\/h4>\n        <ul>\n          <li><strong>Website \/ infoasig.ro<\/strong> \u2013 sistemul de pagini web administrat de CRISANA BROKER SRL.<\/li>\n          <li><strong>Utilizator \/ Client<\/strong> \u2013 orice persoan\u0103 fizic\u0103 (minim 18 ani) sau juridic\u0103 ce acceseaz\u0103 site-ul.<\/li>\n          <li><strong>Cump\u0103r\u0103tor<\/strong> \u2013 utilizatorul care finalizeaz\u0103 o comand\u0103 \u0219i achizi\u021bioneaz\u0103 o poli\u021b\u0103.<\/li>\n          <li><strong>Asigurat<\/strong> \u2013 persoana a c\u0103rei via\u021b\u0103, s\u0103n\u0103tate, bunuri sau r\u0103spundere sunt protejate prin contractul de asigurare.<\/li>\n          <li><strong>Asigur\u0103tor<\/strong> \u2013 societate de asigurare autorizat\u0103 de ASF.<\/li>\n          <li><strong>Broker de asigurare<\/strong> \u2013 INTER Broker de Asigurare SRL.<\/li>\n          <li><strong>Operatorul site-ului<\/strong> \u2013 CRISANA BROKER SRL.<\/li>\n        <\/ul>\n\n        <h4>3. Tipuri de poli\u021be<\/h4>\n        <p><strong>Poli\u021be PAD:<\/strong> emise online, transmise electronic dup\u0103 confirmarea pl\u0103\u021bii. Emiterea se realizeaz\u0103 conform Legii nr. 260\/2008 \u0219i reglement\u0103rilor PAID.<\/p>\n        <p><strong>Poli\u021be de c\u0103l\u0103torie:<\/strong> emise online dup\u0103 confirmarea pl\u0103\u021bii, transmise electronic prin e-mail \u0219i disponibile \u00een contul de utilizator.<\/p>\n        <p><strong>Poli\u021be de asisten\u021b\u0103 rutier\u0103:<\/strong> emise online, transmise electronic, pot fi achizi\u021bionate individual.<\/p>\n\n        <h4>4. Drepturile \u0219i obliga\u021biile p\u0103r\u021bilor<\/h4>\n        <p><strong>Operatorul site-ului<\/strong> are dreptul \u0219i obliga\u021bia s\u0103 proceseze solicit\u0103rile, s\u0103 asigure securitatea site-ului, s\u0103 solicite documente justificative, s\u0103 transmit\u0103 notific\u0103ri privind expir\u0103rile \u0219i s\u0103 respecte legisla\u021bia GDPR.<\/p>\n        <p><strong>Utilizatorul<\/strong> are obliga\u021bia s\u0103 furnizeze date reale, corecte \u0219i complete, s\u0103 de\u021bin\u0103 documentele justificative, s\u0103 confirme calitatea de proprietar sau utilizator al bunului asigurat \u0219i s\u0103 utilizeze site-ul exclusiv dac\u0103 are minim 18 ani.<\/p>\n\n        <h4>5. Mandatul de brokeraj<\/h4>\n        <p>Acceptarea prezentelor Termeni \u0219i Condi\u021bii poate constitui un acord de intermediere \u00eentre Utilizator \u0219i CRISANA BROKER SRL. Alegerea produsului, asigur\u0103torului, duratei \u0219i op\u021biunilor contractuale apar\u021bine exclusiv Clientului.<\/p>\n        <p><strong>DA \u2013 Doresc consultan\u021b\u0103:<\/strong> procesul de emitere online poate fi suspendat, urm\u00e2nd finalizarea prin consultan\u021b\u0103 personalizat\u0103.<\/p>\n        <p><strong>NU \u2013 Nu doresc consultan\u021b\u0103:<\/strong> utilizatorul confirm\u0103 c\u0103 alege produsul pe propria r\u0103spundere.<\/p>\n\n        <h4>6. Comunic\u0103ri<\/h4>\n        <p>Utilizatorul consimte la primirea comunic\u0103rilor tranzac\u021bionale (oferte, documente, setare parol\u0103) \u0219i a notific\u0103rilor privind expir\u0103rile (RCA, ITP, roviniet\u0103). Dezabonarea de la notific\u0103rile de expirare nu afecteaz\u0103 comunic\u0103rile tranzac\u021bionale. Pot fi transmise e-mailuri \u0219i SMS-uri automate exclusiv \u00een leg\u0103tur\u0103 cu expir\u0103rile \u0219i re\u00eennoirile, fiecare incluz\u00e2nd op\u021biunea de dezabonare. Utilizatorul poate fi contactat telefonic de operatori umani pentru confirm\u0103ri privind expir\u0103rile.<\/p>\n\n        <h4>7. Comenzi \u0219i procesul de achizi\u021bie<\/h4>\n        <p>Datele introduse sunt utilizate pentru calculul primelor \u0219i transmise asigur\u0103torilor pentru generarea ofertelor. Pentru finalizarea comenzii, utilizatorul confirm\u0103 c\u0103 are minim 18 ani, c\u0103 datele sunt corecte \u0219i c\u0103 accept\u0103 condi\u021biile contractului de asigurare.<\/p>\n\n        <h4>8. Plata \u0219i valabilitatea contractelor<\/h4>\n        <p>Plata se efectueaz\u0103 online prin procesator autorizat, \u00een LEI. Nu se percep comisioane ascunse, iar primele nu sunt purt\u0103toare de TVA. Comanda este finalizat\u0103 dup\u0103 confirmarea pl\u0103\u021bii integrale, moment \u00een care contractul de asigurare este emis \u0219i transmis electronic.<\/p>\n\n        <h4>9. Contul de utilizator<\/h4>\n        <p>La accesarea op\u021biunii \u201eVede\u021bi ofertele\" poate fi creat automat un cont. Documentele contractuale sunt disponibile \u00een cont \u0219i transmise prin e-mail. Confiden\u021bialitatea datelor de acces revine exclusiv utilizatorului.<\/p>\n\n        <h4>10. Anularea comenzilor \u0219i dreptul de retragere<\/h4>\n        <p>Operatorul poate refuza sau anula o comand\u0103 dac\u0103 datele sunt incomplete sau incorecte, plata este respins\u0103 sau apar alte situa\u021bii prev\u0103zute de lege. Dreptul de retragere de 14 zile nu se aplic\u0103 poli\u021belor RCA, PAD, de c\u0103l\u0103torie sau altor poli\u021be cu durat\u0103 scurt\u0103, conform reglement\u0103rilor legale. Restituirea primei RCA este posibil\u0103 la radiere sau \u00eenstr\u0103inarea vehiculului, dac\u0103 nu au fost achitate desp\u0103gubiri.<\/p>\n\n        <h4>11. Protec\u021bia datelor cu caracter personal (GDPR)<\/h4>\n        <p>CRISANA BROKER SRL prelucreaz\u0103 datele conform GDPR \u0219i legisla\u021biei na\u021bionale. Datele pot fi transmise asigur\u0103torilor, procesatorilor de pl\u0103\u021bi \u0219i furnizorilor IT strict pentru furnizarea serviciilor. Informa\u021bii detaliate \u00een <a href=\"https:\/\/infoasig.ro\/politica-de-confidentialitate\/\" target=\"_blank\" rel=\"noopener\">Politica de confiden\u021bialitate<\/a>.<\/p>\n\n        <h4>12. Securitatea site-ului<\/h4>\n        <p>Infrastructura utilizeaz\u0103 m\u0103suri tehnice \u0219i organizatorice adecvate pentru confiden\u021bialitatea, integritatea \u0219i disponibilitatea datelor. Operatorul nu r\u0103spunde pentru prejudicii cauzate de accesul neautorizat al ter\u021bilor de rea-credin\u021b\u0103, \u00een m\u0103sura \u00een care au fost implementate m\u0103suri de securitate adecvate.<\/p>\n\n        <h4>13. Obliga\u021bii \u0219i conduite interzise<\/h4>\n        <p>Este interzis\u0103 furnizarea de date false, tentativele de fraud\u0103, \u00eenc\u0103lcarea drepturilor de proprietate intelectual\u0103, transmiterea de con\u021binut ilegal, activit\u0103\u021bile de tip phishing sau hacking \u0219i suprasolicitarea sistemelor. Operatorul poate restric\u021biona accesul utilizatorilor care \u00eencalc\u0103 aceste prevederi.<\/p>\n\n        <h4>14. Reclama\u021bii \u0219i solicit\u0103ri<\/h4>\n        <p>Reclama\u021biile se transmit la: <a href=\"mailto:contact@infoasig.ro\">contact@infoasig.ro<\/a> sau prin po\u0219t\u0103 la: CRISANA BROKER SRL, Str. Jurcsak Tibor nr. 18, Oradea, jude\u021bul Bihor. Solu\u021bionarea alternativ\u0103 a litigiilor prin SAL-Fin: <a href=\"https:\/\/www.salfin.ro\" target=\"_blank\" rel=\"noopener\">www.salfin.ro<\/a>.<\/p>\n\n        <h4>15. Legea aplicabil\u0103. Litigii<\/h4>\n        <p>Prezentul document este guvernat de legea rom\u00e2n\u0103. Eventualele litigii vor fi solu\u021bionate de instan\u021bele competente din Rom\u00e2nia. CRISANA BROKER SRL poate modifica prezentul document, modific\u0103rile intr\u00e2nd \u00een vigoare la publicarea pe site.<\/p>\n      <\/div>\n    <\/div>\n    <div class=\"hf-modal-footer hf-legal-footer\">\n      <p id=\"hf-terms-error\" class=\"hf-error-inline hf-hidden\" style=\"margin:0;font-size:13px;color:#dc2626;text-align:center;\"><\/p>\n      <button type=\"button\" class=\"hf-btn-primary\" onclick=\"HFNav.acceptTermsAndContinue()\">Am citit \u0219i sunt de acord<\/button>\n    <\/div>\n  <\/div>\n<\/div>\n\n<\/div><!-- #hf-root -->\n<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\n    <div class=\"xs_social_share_widget xs_share_url after_content \t\tmain_content  wslu-style-1 wslu-share-box-shaped wslu-fill-colored wslu-none wslu-share-horizontal wslu-theme-font-no wslu-main_content\">\n\n\t\t\n        <ul>\n\t\t\t        <\/ul>\n    <\/div>","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"template\/full-width-template.php","meta":{"postBodyCss":"","postBodyMargin":[],"postBodyPadding":[],"postBodyBackground":{"backgroundType":"classic","gradient":""},"footnotes":""},"class_list":["post-8405","page","type-page","status-publish","hentry"],"_hostinger_reach_plugin_has_subscription_block":false,"_hostinger_reach_plugin_is_elementor":false,"_links":{"self":[{"href":"https:\/\/infoasig.ro\/en\/wp-json\/wp\/v2\/pages\/8405","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/infoasig.ro\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/infoasig.ro\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/infoasig.ro\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/infoasig.ro\/en\/wp-json\/wp\/v2\/comments?post=8405"}],"version-history":[{"count":7,"href":"https:\/\/infoasig.ro\/en\/wp-json\/wp\/v2\/pages\/8405\/revisions"}],"predecessor-version":[{"id":8649,"href":"https:\/\/infoasig.ro\/en\/wp-json\/wp\/v2\/pages\/8405\/revisions\/8649"}],"wp:attachment":[{"href":"https:\/\/infoasig.ro\/en\/wp-json\/wp\/v2\/media?parent=8405"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}